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By reading this Ultimate Guide you’re already taking the first steps on your journey to a Rich Life. This is only an introduction to the ideas and material you’ll find inside IWT. I started this site in 2004 while I was studying technology and psychology at Stanford. I’ve spent the time since testing and honing […]

Being frugal means spending wisely to get the best value, while being cheap often means cutting costs at the expense of quality or long-term benefits. This crucial difference determines whether you’ll build wealth while enjoying life or stay trapped in a cycle of false savings and missed opportunities. The Key Difference Between Being Frugal or […]

There are plenty of low-cost business ideas, but not all are worth pursuing. Here are some of the best options and how to find the right one for you.

Before I show you how to improve your credit score, let’s take a super quick look at just how important your credit score really is. In fact, improving your credit score could be worth $100,000’s. Consider two people: Abby, who has great credit (760) Derek, who has poor credit (620) In their 30s, they decide […]