Personal Finance

I recommend having 2-3 credit cards total. Remember, the point of life isn’t to squeeze out the maximum amount of credit card rewards—it’s to live a Rich Life with simple, effective financial systems. The Ideal Number of Credit Cards for Different Situations Most Americans have way too many credit cards when the ideal number is […]

Financial mistakes stem from unconscious patterns like spending without purpose, reacting to money problems instead of preventing them, and following others’ definitions of success rather than creating your own. These are the patterns that keep you stuck no matter how much you earn. Top 10 Financial Mistakes That Are Killing Your Rich Life Here’s a […]

You should start by fixing errors on your credit reports, especially any debts that should show as discharged. Track your credit score monthly and focus on improving payment history and credit utilization—these two factors carry the most weight.  After that, open new credit lines that report to all three bureaus, like secured cards or credit […]

Geoarbitrage is the strategy of moving to a location with a lower cost of living while keeping the same income. It’s a simple way to stretch your dollars further—think cutting your rent from $3,000 in Boston to $1,500 in Orlando, without changing jobs or working more hours. What Makes Geoarbitrage the Ultimate Wealth Hack Geoarbitrage […]