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Oct 21, 2016
Personal Finance

How to Rebuild your Credit (using credit cards WISELY)

If you need to know how to rebuild your credit, you’re probably already in a bad place. Credit cards are convenient enemies. Almost everyone has a bad story about late fees,

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Feb 27, 2023
Personal Finance

How To Send a Credit Report Dispute Letter (with scripts) [2025]

Your credit report dispute letter is a letter you send to credit bureaus to dispute any errors that are on your credit report. And it can be CRUCIAL to improving your credit score.

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Apr 4, 2024
Personal Finance

How to improve your credit score FAST (Stalling + Loopholes)

Before I show you how to improve your credit score, let’s take a super quick look at just how important your credit score really is. In fact, improving your credit score could be

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Feb 27, 2023
Personal Finance

How To Negotiate A Credit Line Increase: 3 Simple Steps

A credit line increase is a terrific tool to improve your financial standing and experience life in HD.  But there are rules.  Not the kind of rules that will force you to walk a

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Ramit’s best advice, straight to your inbox.

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