Personal Finance

Being frugal means spending wisely to get the best value, while being cheap often means cutting costs at the expense of quality or long-term benefits. This crucial difference determines whether you’ll build wealth while enjoying life or stay trapped in a cycle of false savings and missed opportunities. The Key Difference Between Being Frugal or […]

Before I show you how to improve your credit score, let’s take a super quick look at just how important your credit score really is. In fact, improving your credit score could be worth $100,000’s. Consider two people: Abby, who has great credit (760) Derek, who has poor credit (620) In their 30s, they decide […]

“Money scripts,” coined by Brad Klontz, describes our unconscious beliefs about money, often developed in early childhood. Without understanding your money scripts, you may simply label yourself as a spendthrift or an overspender, but learning to understand these scripts helps us to better manage our financial wellbeing and navigate situations involving money more wisely. In […]

Buying a house can be a great investment, but it’s not the right investment for everyone. The real cost of homeownership goes beyond a mortgage payment, and renting can often be the smarter financial choice. This guide breaks down how to save for a house, account for hidden costs, and decide whether buying or renting […]