How Credit Cards Work (+ how credit card companies make money)
Aren’t credit cards bad? Don’t they trap people in a ton of debt? Not quite. Credit cards are a tool. When used the right way, they can help you build wealth. If used irrespons
Emergency Fund: how a few thousand dollars can save your life
Most Americans wouldn’t be able to cover a $500 surprise expense. So if you are one of the four in ten people who do have an emergency fund, you’re ahead of the majority of p
How to Build Credit (& never worry about it again)
Having good credit is one of the BIG wins of living a rich life. Without good credit, everything gets harder. You might find it tough, if not impossible, to buy a car, finance a ho
Should I Buy a House Now? (5 Guidelines & Perfect Timing Tips)
Buying a house has been sold as a major part of the American Dream, but for many people, it doesn’t make sense for financial or lifestyle reasons. While there are some good reaso