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Dec 16, 2025
Personal Finance

How to Rebuild Your Credit Right Now (Without Paying a Dime)

You can rebuild your credit for free by paying bills on time, keeping credit utilization low, and disputing errors on your credit report. Credit repair companies charge thousands f

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Feb 27, 2023
Personal Finance

Closing a Credit Card Without Hurting Your Credit Score

Thinking about closing that credit card? If you’re struggling to pay off credit card debt closing a card is tempting. It’s one less way to rack up debt. But you might not want

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Feb 27, 2023
Personal Finance

How To Dispute Credit Card Charges The Easy Way (just 3 steps)

Getting charged for something we didn’t pay for sucks.  As Ramit, our founder and ultimate money man points out, your credit card can either be one of the coolest parts of

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Mar 25, 2024
Personal Finance

Top 3 Rules for Choosing a Credit Card That’s RIGHT for You

Credit cards can be a great tool for improving your finances. Knowing how to choose a credit card will set you up for financial success for years to come. However, not all credit c

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Ramit’s best advice, straight to your inbox.

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