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Budgeting for Teens (The System That Makes You Rich by 30)

Budgeting for teens is way easier than adult budgeting because your parents cover most expenses, which means you can save and invest a much higher percentage of your income. Starti

What To Do With Extra Money (6 Steps That Really Build Wealth)

Extra money is any cash beyond your regular monthly expenses and existing savings goals. Most people waste windfalls on lifestyle upgrades that disappear, but there’s a bette

Good Debt vs Bad Debt (How to Use Borrowing to Build Wealth)

Good debt helps you build wealth and live your Rich Life, while bad debt keeps you broke and stressed. The difference comes down to whether your borrowing actually increases your n

Best Way to Save Money for Kids (7 Smart Strategies That Work)

The best way to save money for kids depends on your goals, timeline, and family situation. You have multiple proven options, ranging from tax-advantaged college savings plans to re

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Ramit’s best advice, straight to your inbox.

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