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Apr 4, 2025
Personal Finance

Zero-Based Budgeting (How it Works, Benefits, and How to Start)

Zero-based budgeting gives every dollar of your income a specific job until nothing is left unassigned. This helps you intentionally direct your money toward your true priorities.

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Apr 1, 2025
Personal Finance

Contributory IRA (What It Is and Why You Might Need One)

Let’s clear up the biggest confusion right away: a “contributory IRA” is simply another name for a traditional IRA. If you’re self-employed, have maxed out your

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May 5, 2025
Personal Finance, Uncategorized

The Hidden Cost of Emotional Spending (& How to Take Control)

Emotional spending happens when you buy things to feel better rather than because you need them. It’s using shopping to manage feelings like stress, sadness, or boredom, ofte

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Apr 16, 2025
Start a Business

How Do Podcasts Make Money? (+ My Million-Dollar Strategy)

From sponsorships and affiliate links to live events, courses, and memberships, successful podcasters stack multiple income streams tailored to their audience.  Here’s exactly h

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Ramit’s best advice, straight to your inbox.

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