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Sep 4, 2025
Personal Finance

Should I Pay Off My Car Loan Early? Here’s What Matters

Pay it off early if your rate is above 6% or if you’re planning major life changes within the next two years. Otherwise, keep your car loan if the interest rate is below 4% a

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Sep 3, 2025
Personal Finance

Minimum Payment on Credit Card: What It Really Costs You

Your minimum payment is the smallest amount you need to pay each month to keep your credit card company happy. Making these payments on time keeps you current but also keeps you br

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Sep 23, 2025
Podcast Episodes

Episode 227. “We bought our dream house. Now we’re drowning”

 Jason (38) and Katie (36) thought buying their dream home in Minnesota would be the start of a new chapter. Instead, they’re buried in debt, daycare bills, and the pressure o

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Sep 20, 2025
Personal Development

How to Make Small Talk To Grow Your Career and Relationships

The easiest way to get better at small talk is to stop trying to impress people and start making them feel interesting. Use simple openers, ask thoughtful follow-up questions, and

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Ramit’s best advice, straight to your inbox.

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