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Jun 11, 2025
Personal Finance

The Three Best Credit Cards That Give You Value Without the Hassle

There are only three cards in the market that meet my standards: the Fidelity Rewards Visa Signature, the Chase Sapphire Reserve, and the American Express Platinum. The Only 3 Cred

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Jul 1, 2025
Podcast Episodes

Episode 215. “He wants a house, I don’t want to go bankrupt.”

 Athena (31) and Arie (30) are newly married and dreaming of buying a home, starting a family, and traveling the world. But their finances—and philosophies—don’t align. At

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Jun 10, 2025
Personal Finance

Why Do Budgets Fail (The Real Reasons + What Actually Works)

Budgets fail because they’re designed to restrict your life instead of enhance it. Traditional budgeting focuses on cutting expenses and tracking every dollar, which creates

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Jun 8, 2025
Personal Finance

Cash or Card? (A Complete Guide To Optimizing Each Purchase)

Credit cards work best for most purchases because of rewards, fraud protection, and credit building benefits. Cash works better for small local businesses, budget control, and situ

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Ramit’s best advice, straight to your inbox.

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