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Jul 5, 2025
Personal Finance

Financial Wellness Made Simple (A 4-Step System That Works)

Financial wellness means having control over your money, rather than your money controlling you. It’s the difference between checking your bank account with dread and checkin

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Jul 4, 2025
Personal Finance

How Does Credit Card Interest Work (+ Credit Rules That Work)

Credit card interest is calculated daily on any unpaid balance and compounds until the balance is paid off completely. Most Americans pay over $1,200 per year in credit card intere

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Jul 3, 2025
Personal Finance

Money Dysmorphia (Your Warped Money Mindset is Costing You)

Money dysmorphia is when your perception of your finances doesn’t match reality. You might earn a decent income, have savings, and no debt, yet still feel constantly anxious,

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Jul 2, 2025
Personal Finance

HELOC vs Home Equity Loan: The Real Numbers Banks Don’t Want You to See

Choose a HELOC if you need flexible access to cash over time and can handle variable rates. Consider a home equity loan if you require a lump sum with predictable monthly payments.

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