What is your rich life

ADHD and Money with Christine Hargrove, PhD

Rich Life Expert Sessions

Thursday, May 21, 2026
1:00 PM EST / 10:00 AM

You downloaded a budgeting app.

And for a few weeks, you were unstoppable. 

All of those categories and notifications, a beautiful little chart that made you feel like a responsible adult. It was so great, you might have even told someone else all about it. 

Then you missed a few transactions and things got weird. You opened the app, saw 47 things waiting for you, and decided to deal with it later.

Later became three months.

This is where most money advice gets ADHD completely wrong. It treats the problem like you need more discipline, more tracking, more reminders, more categories, more color-coded nonsense. 

Sure. While we’re at it, let’s ask someone who hates cooking to start by sharpening 12 knives.

Adults with ADHD carry an extra economic burden of about $14,000 per year, and the biggest costs are not from “bad spending.” They come mostly from job loss and lost productivity.

That matters because people with ADHD are often told a very specific story about money: “You’re careless. You’re impulsive. You just need to try harder.”

No.

The problem is that most money systems are built for people who can initiate, remember, repeat, and follow through the same way every week. 

If that’s not how your brain works, the answer is not to shame yourself into becoming a different person. The answer is to use a system that accounts for how you actually operate.

That’s why we’re hosting a live session with Christine Hargrove, PhD.

Christine is a clinical assistant professor at the University of Georgia’s Love and Money Center. Her dissertation focuses on ADHD, finances, and couples, and she also runs a financial therapy practice.

Her research points to one belief that helps decide whether a money system sticks: whether you believe you can take the next step with money. 

That belief gets built by completing small, specific money tasks and proving to yourself, “I can handle this.” It doesn’t appear because you bought a nicer planner.

Here’s what I want you to do: bring one money task you’ve been avoiding.

Open the credit card statement. Check the 401(k). Cancel the subscription. Look at the bill you keep pretending is not sitting in your inbox. Choose something small enough that you can actually touch it during the session.

Christine will walk you through her four-part framework and show you how to move from avoidance to action without relying on a sudden burst of motivation.

You’ll also get two tactics ADHD brains can use this week, plus a clear explanation of why the Conscious Spending Plan works better than a 50-category budget for many people: fewer categories, fewer daily decisions, and a system that focuses on the big pieces first.

Join us live.

Bring one task. We’ll work on it together.