Spending Archives

How to use the Envelope System to save hundreds per month

The envelope system is a great way to save money, pay down your debt, and spend on the things you love. Learn how the envelope system works and how you can get started today.

How to Calculate Monthly Expenses

Tracking expenses can help inform smart money management, ensuring you have clear oversight and control over your finances. While the thought of examining the money you spend may be daunting…

3 common buyer’s remorse purchases (and how to avoid them)

Buyer’s remorse can feel awful — but you don’t have to live with it. Here are 3 of the most common buyer’s remorse purchases and how you can avoid them.

How to Make Expensive Purchases: Spending Money on Yourself (Minus the Guilt)

If there’s one money tip that’s repeated time and again, it’s the importance of sticking to a frugal budget. This money rule says your bills and necessities come first, and…

Best Checking Accounts June 2022: NYT Finance Bestseller’s Picks

Get the account with the best perks for you.

How to get out of debt fast (…even if you’re dead broke)

Whether you're battling credit cards or student loans, I'll show you how to pay off your debt fast with the 5-step system from my NYT best-selling book.

Budget help: How to build a bulletproof budget

Ramit gives you the very best budget help with an automated system. This is the alternative to typical budgeting. This is a system that’ll last.

How To Get Rich Overnight: A Foolproof System (That Anyone Can Do)

The fact is that if there was one great way to unlock the secret of how to become rich, we’d all be doing it. There are no “secrets” to getting…

What is Financial Literacy?

Most people think financial literacy means fixing spending habits like daily $4 lattes and investing the money in some little-known financial instrument your college roommate can’t shut up about on…