Personal Finance

Debt can feel overwhelming, especially when juggling multiple payments, high interest rates, and due dates scattered across the month. Debt consolidation offers a way to simplify your finances by combining debts into one structured payment—but it’s not a magic fix. In this guide, we’ll break down the pros and cons so you can decide if […]

The right savings account can help you reach multiple goals at once, and savings accounts with buckets make it easy to track your progress by dividing your money into separate categories. Not all accounts offer this feature, so in this post, we’ve rounded up six top options that include buckets and great perks like no […]

General wisdom says “you must invest” – but for most people it feels too overwhelming and complex to even consider. Luckily, there is one easy way to invest: target date funds. Target date funds embody the 85 Percent Solution: not exactly perfect, but it’s one of the simplest investment choices anyone can get started with […]

The short answer is that it really depends on your specific situation. After two decades of teaching personal finance to my students, the worst thing you can do is pay a flat fee for a financial advisor when most of you won’t ever need one. In this post, I’ll explain my philosophy on DIY financial […]