Best of IWT: Dominate with my word-for-word scripts

Today is the first of a 4-part series spotlighting some of the best material on IWT.

Today?s focus: My tested, word-for-word scripts that you can use to instantly save hundreds of dollars, negotiate thousands, and my personal favorite, improve responses at bars.

I love scripts because they make it mindlessly easy for you to get started. No thinking required — simply read off the words and you?ll likely find terrific results, thanks to thousands of other people testing multiple variations of scripts that I develop.

I love when people tell you to do highly sophisticated things, like ?Just act confident!? or ?Just negotiate with your boss!? The average person looks up, confused, scratching their head with half an egg hanging out of their mouth. ?Ya ok sure? they say.

Instead, use the actual scripts that have generated massive results for tens of thousands of IWT readers — in saving money, earning money, and improving your social skills.

Optimize your cellphone bill
?Many of us (including me) pick a cellphone plan, then never check to see if it?s the right one for us based on our usage. Because the average cellphone bill is about $50, that?s $600 per year of money you can optimize. Perfect.?

How to negotiate your car insurance down
?This is Tip #13 of the Save $1,000 in 30 Days Challenge. Today?s tip is to negotiate your car insurance. Most of us pick a rate once, then never go back again. But if you do, you can save hundreds of dollars each year.?

Here?s how I negotiated out of bank fees 
?Here?s how I negotiated out of a $20 overdraft fee and a $27.10 finance charge from Wells Fargo.?

How to use Natural Networking to connect with anyone ? including the exact email scripts
?You now have both the tactics (the email scripts) as well as a strategic approach (narrowing down your networking, focusing on helping others, and understanding the power dynamic). All in one day.?

How to Email Virtual Assistants (or Any Assistants): Proven Templates
(Guest post on Tim Ferriss? site.)
?Because I?m a huge weirdo about time management, I?ve spent over 65 hours optimizing my emails to VAs. Here are three examples of emails that get you answers in one round.

After reading the templates below, you?ll be able to write a crisp one-and-done email that gets you results ? the first time. I?ve used these techniques to recover those 65 hours in 3 months and cut back-and-forth emails with my VA by over 80%.?

On Refusing to Disclose Your Salary in a Job Interview
(Featured in New York Times)
?You don?t have to reveal your salary information,? said Ramit Sethi, author of ?I Will Teach You to Be Rich? and the popular blog of the same name. ?You?re under no obligation to reveal it at all. So how should you handle the question? Mr. Sethi shared his recommended script and tips with us.?

I also collect hundreds of proven scripts from successful students of mine in the Dream Job vaults.

If you like this, share the love. Click to Tweet: “Damn I love @ramit’s word-for-word scripts (see best ones here).”

Ready to improve your habits and level up your life? Download our FREE Ultimate Guide To Habits below.


  • Benjamin Williams

    Social Proof: I have lowered my Discover Card rate twice and currently I have 0% on new purchases till Oct, at my request. I have a time scheduled in January to remind me to call about lowering the rate again. I autopay so there is never a "late fee" and it is one less thing for me to think about.

  • Collin

    I use credit cards for airlines miles. I usually forget to make a payment at least once a year. I'm 3/3 on calling to request that the late fee be removed. Perfect credit. Ask and you shall receive.

  • Tristan

    Great wrap-up: as someone relatively new to the site, it's nice to see these categorised/used as a reminder. Getting a loyalty discount for multiple products can also work well for mobile phones (I have my phone + internet with Virgin and they give me a discount on both). Keep 'em coming!

  • Gary

    Looks like great info, but the page redirects me to another page of commercials...what gives?

  • Amy

    Got a credit card late fee waived by using a variation of your script. Thanks!

  • Karen

    First of all,Penelope, your writing gives the imspsreion that you are about 15 years old. I cant imagine you having a professional writing job. I find it very humorous how many times you contradict yourself in that whole tirade about not being able to make money blogging. It seems that you are doing just that. I bet it would really suck for you if we all just went away. Then you wouldn't be able to brag about your big contracts with Online advertisers like Federated Media. Maybe you should just stick to flipping burgers. I wonder what Federated Media would think about all of this, especially the bragging part. You seem pretty full of yourself. The fact is, Penelope, people with personal blogs about their cat will not make any money. The people with commercial blogs, however, can make a great deal of money if they are half descent journalists. I find writing to be one of the easiest jobs there are. I find it ironic that your teacher told you that you should do anything else but write for a living. Isn't that what she and you both do? You could have picked anything else in the world to do but you write. Imagine that. Writing is easy. Especially if you are a staff writer. You are told what to write. There is very little imagination required. Try writing a screenplay or novel. Then we will talk. A piece of advice before I go Don't choke while eating your own words. And be careful up there in high society. I know it must be difficult slumming it with all that money you make from your blog.


    Wham bam thank you, ma'am, my questions are answered!


    I am working on this! I find my meals are generally pretty balanced, but my snacks tend not to be so much. Even healthy snacks like a piece of fruit don’t do much for my hunger if I don’t add some protein or fat (preferably both!). My major snacking time is between lunch and dinner, and it is particularly bad days when I’m not sure when I’ll be able to get home for dinner – I find myself having 3 snacks! Got to work on that! I’ve been eating a greek yogurt everyday but am starting to get sick of it, so I need to find another fast easy protein source!


    Ta notka to obrzydliwa i gÅ‚upia manipulacja.Jakby nie liczyć to za Po jest okoÅ‚o 4-5mln ludzi ,a za PiSem okoÅ‚o 4mln.Z 12 mln gÅ‚osujÄ…cych,wiÄ™c można uznać ,że Po ma wiÄ™kszÄ… poÅ‚owÄ™ za sobÄ….To nie jest przytÅ‚aczajÄ…ca przewaga.Ale cóż,gÅ‚upcom wystarczy ,żeby zacząć na nowo festiwal flekowania i szydzenia z opozycji.Obrzydliwe.A zestawienie zdjęć typowe dla leminga żyjÄ…cego telewizyjnym matrixem.


    … this gets me thinking about my wireless security habits in general. I got Matt’s suggestion above about SOCKS4 proxies and that works. Is there a similar, system preference-level setting I can use to secure my surfing in Safari?


    YUM ! thank you so much for sharing how to make these... I love petit fores and now I know an easy way to make them. happy pink Saturday !


    Ce qui est grave, c’est que la SG puisse ne pas être complice, mais à ce point défaillante. Une SG complice, je pourrais comprendre, mais une banque de cette envergure incapable de contrôler un trader de deuxième zone et le laissant prendre des positions de 50 milliards sans l’accord de personne, c’est positivement terrifiant.

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