The 28/36 Rule (What It Is, How It Works, and Other Alternatives)
There are plenty of personal finance rules out there, and the 28/36 rule is one of the most well-known. It’s designed to help you keep housing and debt costs in […]
Should I Pay Off My Student Loans (+ Paying Them Off Fast)
Paying off your student loans is almost always the right move, but there is more to it than just clearing debt. The best approach depends on your financial situation, priorities, [
How To Come Up With A Business Idea With The “Demand Matrix”
Most people believe they have a great business idea, but many fail before they even start. The problem is not effort or motivation—it’s the idea itself. In this article, yo
Episode 193. “I’ve filed for bankruptcy twice. Will I ever stop spending?” (Part 1)
Despite their best intentions, LaKiesha (38) and James (45) have fallen into a cycle of overspending—convincing themselves that wants are needs and that enjoying money now outwei