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Jun 7, 2025
Personal Finance

Budgeting for Teens (The System That Makes You Rich by 30)

Budgeting for teens is way easier than adult budgeting because your parents cover most expenses, which means you can save and invest a much higher percentage of your income. Starti

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Jun 6, 2025
Personal Finance

What To Do With Extra Money (6 Steps That Really Build Wealth)

Extra money is any cash beyond your regular monthly expenses and existing savings goals. Most people waste windfalls on lifestyle upgrades that disappear, but there’s a bette

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Jun 5, 2025
Personal Finance

Buying Your First Car (+ How To Get The Best Deal Possible)

Buying your first car is one of those milestones that can either set you up for financial success or cost you thousands in mistakes. When you understand your real budget and get fi

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Jun 4, 2025
Personal Finance

Good Debt vs Bad Debt (How to Use Borrowing to Build Wealth)

Good debt helps you build wealth and live your Rich Life, while bad debt keeps you broke and stressed. The difference comes down to whether your borrowing actually increases your n

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Ramit’s best advice, straight to your inbox.

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