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Jul 1, 2025
Personal Finance

401k Loan: Why ‘Borrowing From Yourself’ Is Actually Borrowing From Your Future

A 401k loan lets you borrow up to 50% of your vested balance, capped at $50,000. While this is one way to access extra cash, tapping into your retirement savings will cost you hund

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Jul 1, 2025
Podcast Episodes

Episode 215. “He wants a house, I don’t want to go bankrupt.”

 Athena (31) and Arie (30) are newly married and dreaming of buying a home, starting a family, and traveling the world. But their finances—and philosophies—don’t align. At

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Jun 23, 2025
Podcast Episodes

Episode 214. “I’m 45 but my parents still control my money”

Kate and Keith have spent years afraid to spend—until now. In part 2 of this conversation, Ramit challenges them to rewrite the money scripts that have ruled their lives: Kate’

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Jun 20, 2025
Personal Finance

How a 401(k) Works: The Easiest Way to Grow Your Money

A 401(k) is a retirement savings account that allows you to invest a portion of your paycheck before paying taxes.  In many cases, employers will match part of your contributions,

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Ramit’s best advice, straight to your inbox.

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