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Sep 30, 2025
Podcast Episodes

Episode 228. “I’m 30, broke, and tired of budgeting”

Kristen (30) and Josh (36) married just last year, but their honeymoon phase is buried under $40,000 of debt and a sense of being “trapped.” Kristen is meticulous, tracking eve

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Sep 10, 2025
Start a Business

Fear of Selling: Why Your Brain Hurts Sales (& How to Rewire It)

I used to price my eBooks at a pathetic $4.95 because I was terrified of asking for real money. Now I regularly launch products for $12,000. What changed was realizing that selling

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Sep 9, 2025
Personal Finance

Irregular Income Budget: 4 Steps to Stability Without Steady Pay

To manage an irregular income budget, start by calculating your monthly survival number. Then, build a financial reserve using income from strong months to cover lean ones.  Remem

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Sep 8, 2025
Personal Finance

50/15/5 Rule Explained: A Budget That Beats Out Spreadsheets

The 50/15/5 rule allocates 50% of take-home pay to essentials, 15% to retirement, and 5% to short-term savings, leaving 30% for everything else. This budgeting framework actually w

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Ramit’s best advice, straight to your inbox.

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