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May 4, 2025
Personal Finance

How to Rebuild Credit After Bankruptcy (Your 12-Month Plan)

You should start by fixing errors on your credit reports, especially any debts that should show as discharged. Track your credit score monthly and focus on improving payment histor

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May 3, 2025
Personal Finance, Uncategorized

Geoarbitrage Strategies (Who Should Try It and Who Shouldn’t)

Geoarbitrage is the strategy of moving to a location with a lower cost of living while keeping the same income. It’s a simple way to stretch your dollars further—think cutting

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May 2, 2025
Personal Finance, Uncategorized

How to Do a No Spend Challenge (+ Break Bad Money Habits)

A no spend challenge is when you stop buying non-essential items for a specific period of time. You only pay for true necessities like housing, utilities, groceries, and transporta

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May 1, 2025
Personal Finance

Is Lifestyle Creep Killing Your Rich Life? How to Spot and Stop It

Lifestyle creep happens when your spending automatically rises to match (or exceed) your income increases.  That raise, bonus, or new job becomes an excuse to upgrade your life in

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Ramit’s best advice, straight to your inbox.

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