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Asset Allocation by Age (+ Specific Recommendations)

Allocating your assets according to your age is a strategic way to plan your investments portfolios, since your age is directly related to your investment time horizon and risk cap

How to Survive a Recession (without freaking out)

If a recession is on the horizon, don’t panic. I’ve been through multiple economic downturns, and I’ll show you strategies to help you survive and even potentially thrive dur

Is a Backdoor Roth IRA Worth It? Here’s What You Need to Know

The backdoor Roth IRA is a legal strategy that lets high earners access tax-free retirement growth, despite exceeding the income limits. It’s not a loophole or tax dodge—just a

Credit Card Mistakes That Cost You Big (and How to Avoid Them)

Most credit card mistakes boil down to one thing: making the banks richer while keeping yourself in debt. From carrying a balance and missing payments to choosing the wrong card, t

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Ramit’s best advice, straight to your inbox.

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