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Episode 213. “We have a $1M trust – but a $30k budget” (Part 1)

 Kate (45) and Keith (53) split their time between Maine and Hawaii, living what looks like a dream life. They’ve inherited wealth, run two small businesses, and have nearly $

Why Do Budgets Fail (The Real Reasons + What Actually Works)

Budgets fail because they’re designed to restrict your life instead of enhance it. Traditional budgeting focuses on cutting expenses and tracking every dollar, which creates

Episode 212. “He’s terrified of losing it all—so she’s losing him”

 Vanessa (48) and George (59) have been married for five years and run two businesses together, but still keep their finances separate, leading to recurring tension, resentment,

How to Budget as a Couple (+ Build a Rich Life Without Fighting)

Most couples budget backwards by tracking every expense and arguing about coffee purchases. The better option is to use my Conscious Spending Plan, which combines incomes, automate

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Ramit’s best advice, straight to your inbox.

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