Episode 171. “I got into a PhD program! But he’s only worrying about the cost”
Katy and David are both 32. She just got into a PhD program—one she’s very excited about! But David replied by peppering her on possible outcomes, timing, and most [&hel
Episode 172. “We saved for retirement but have no money to spend NOW” (Part 1)
Michelle is 42, Ryan is 43. They’ve been married for 9 years and share two young children. Michelle worries about money; she always has. Ryan knows they’re in trouble, but [&he
Episode 173. “We spend 113% of what we make—but can’t do anything to fix it” (Part 2)
Michelle, 42, Ryan, 43, return for a deep dive into their Conscious Spending Plan. They spend $763 a month on Target, $1,185 a month on Amazon, and $1,230 on groceries—carrying [
Episode 174. “We make $300k but spend like we make $1M”
Meet Forest, 40, and Kathleen, 43, a couple living in California with two kids. Despite Forest’s $300k salary, they’ve racked up $150k in credit card debt. They want to maintai
