Something a lot of my readers need to see

Ramit Sethi

Want to turn things around?


(From the always-hilarious

Join 200,000+ others for private material on psychology, money, careers, and entrepreneurship

Do you know your actual earning potential?

Get started with the Earning Potential quiz. Get a custom report based on your unique strengths, and discover how to start making extra money — in as little as an hour.

Start The Quiz

Takes 3 min


  1. Becky

    This is funny! On that note, how do you suggest automating or setting up a system (work flow, maybe?) for making better decisions?

    • Tyler F

      Step 1: Am I drunk?
      If yes, abort.
      If no, continue.

      Step 2: Engage brain, think critically, seek advice.

    • Michael Alexis

      A few weeks back Ramit offered a Productivity Pack course (via newsletter).

      Quick testimonial*: it’s really good. One of the tips was to use an app that expands keywords to full paragraphs of pre-written text. I used to waste time searching for “similar stuff I wrote before”, then copy/paste/update. The new system has easily saved me 2-3 hours a week at work (so room for another $150-$300 income depending on the project).

      Re: making better decisions. The productivity pack also includes an interview with Laura Roeder. She talks about “making better decisions” for her old freelance web design business by keeping track of “red flags”. Basically, track things that don’t work out, i.e, pitching websites to restaurant owners, then NEVER do it again. When you want a desired outcome (more money) It’s easy to make excuses about “how this time is different”, but its probably not.

      Extrapolate that to any area of life you like. i.e, relationships. Re: recent talk on IWTYTBR, if you’ve dated someone that made significantly less income/was awful with money/whatever and it that was a big factor in the breakup, you probably should make that a “deal-breaker” in the future. Similar for finding your dream job. Try something. Cross it off the list. Don’t repeat.

      Last point: your “red flags” don’t need to start from scratch. You’ve got 20+ years of life experience that should give you a pretty solid starting list.

      :- )


      *FYI and full disclaimer, I help write case studies for Ramit.

  2. Susan

    Are you suggesting that some of your readers never make bad decisions? I would like to meet one such person.

    • Sharlotte

      Everyone makes bad decisions at some point or another. It’s just that most of Ramit’s readers try their best NOT to be stupid. It’s the stupid + the bad decisions that is the problem.

    • Jessica

      I think the point is to recognize your own contribution to said failure, and making the changes that need to be made to avoid a recurrence, rather than looking for excuses and placing blame elsewhere.


      We’re all fallible. (Some of us are more fallible than most… just sayin’). 😉

  3. Tage

    Love it!

  4. Ornella

    It does happen. Very bold of you to place something like this on your site.

  5. Jessica

    LOL! Too true.

  6. Kinze

    Recognizing I’m stupid and make bad decisions is part of life. Some people don’t get this.

  7. Martin

    About once a day 🙂

  8. Suji

    You’ve got a point! 🙂

  9. drea916


  10. Marius

    i am from germany. I don´t think, that the way of my wife and me is typical for our culture. We have ONE checking account together and both take what they need. For our “capital system” we both have each our own depot which is fed by our checking account (both get the same amount for his depot: 500 €). We talk about the decisions, but everybody decides about his own part.
    Furthermore we have one depot together and that´s controlled (more) by me.
    I hope, my english was okay for you.