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Oct 14, 2025
Start a Business

Setting Your Freelance Hourly Rate: Earn More the Smart Way

Setting your hourly rate for freelancing services comes down to three things: knowing your market, charging your worth, and raising rates with confidence. Freelancers in the US ave

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Oct 14, 2025
Podcast Episodes

Episode 230. “We spend 168% of what we make. What are we missing?”

Amy (32) and John (40) are raising two young kids in Canada, earning a solid $155,000 a year. But with $768,181 in debt and fixed costs at 168% of their income, every month feels l

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Oct 13, 2025
Start a Business

How to Create an Online Course in 6 Steps (And Start Earning Passive Income)

Creating an online course starts with choosing a specific topic people actually want, validating it with real conversations, and building a minimum viable course that solves a clea

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Oct 12, 2025
Start a Business

10 Profitable Digital Products to Sell Online

The most profitable types of digital products being sold online include online courses, e-books, digital templates and printables, art and photography, and memberships for exclusiv

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Ramit’s best advice, straight to your inbox.

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