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Cheap versus frugal

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Everybody knows a cheap person, and probably hates them. But I think we often mislabel frugal people cheap. These are just my opinions, but here’s what I think differentiates the two:

Cheap people care about the cost of something.

Frugal people care about the value of something.

Cheap people try to get the lowest price on everything.

Frugal people try to get the lowest price on most things, but spend a lot on items they really care about.

Cheap people are inconsiderate. For example, when getting a meal with other people, if their food costs $7.95, they’ll put in $8.00, knowing very well that tax and tip mean it’s closer to $11.

Frugal people won’t order a Coke if they’re on a budget, so that when the bill comes, they don’t look cheap.

Yes, being cheap and/or frugal can be a cultural quality. I won’t spend much more time on this one, but it is an important topic in personal finance.

Cheap people keep a running tally with their friends, family, and co-workers. Some frugal people do this, too, but certainly not all.

Because of the fear of even one person suggesting they spent too much on something, cheap people are not always honest about what they spent on something. Neither are frugal people.

Cheap people are unreasonable and cannot understand why they can’t get something for free. Sometimes this is an act, but sometimes it’s not.

Frugal people will try as hard as cheap people to get a deal, but they understand that it’s a dance and, in the end, they don’t intrinsically deserve a special deal.

Cheap people’s cheapness affects those around them. Frugal people’s frugality affects themselves.

Both cheap and frugal people will be more assertive than most people when trying to get a deal. Over the long term, they’ll both save more money. But one has a cost, while the other pays dividends.

Cheap people think short term. Frugal people think long term.

 

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Rachel
10 years 10 months ago

Webster’s defines frugal as “economy on the use of resources” and cheap as a synonym for “stingy”. Seems a bit biased to me, but I think the bigger difference is that people call themselves frugal and others cheap. I am frugal, but my employer, based on my measly paycheck, is definitely cheap.

ll
ll
4 months 23 days ago

There are also low life’s who marry for money.

Pedram Keyani
10 years 10 months ago

Well said, I know some people who have running tabs on their friends and it seems like too much of a bussiness-like way to live life.

The Dividend Guy
10 years 10 months ago

What a great post. I know one family whose daughter is constantly comparing what she got to what her sister got – she lives in a constant state of anxiety. Not a very fun way to live.

Karen
Karen
10 years 9 months ago

Cheap is so tacky!

wenchypoo
10 years 9 months ago
Frugal is the difference in attitude about money, spending, saving, and more precisely, where saving makes the biggest difference. Frugal people know how to do the math, and know when to skip nickels and dimes for bigger savings (like cars, jewelry, home prices, etc.). Cheap people are cheap all the time with everything, because they’re in a constant worry about money and where it goes. They’re willing to forego quality and durability for price–in effect, they are prey by price alone. Frugal people get more for their money by being alert to scams and marketing gimmicks, astute shopping and price… Read more »
Jesse
10 years 9 months ago

“Cheap people’s cheapness affects those around them. Frugal people’s frugality affects themselves.”

The above statement from your post is exactly how I’ve always destinguished between cheap and frugal.

Natalie
Natalie
10 years 8 months ago

Well, I consider myself a frugal person but then again I’m cheap because of limited income I have. Sometimes I think that that your income determines whether you can be frugal or you have to just buy what you have to. I don’t regularly come to the website if you would like to email me with advice please do so. Merry Chrismas!!

Ryan
Ryan
10 years 7 months ago

“I am frugal, but my employer, based on my measly paycheck, is definitely cheap.”

No, he is frugal. Since you’re working for such low wages, he gets a good value from your employment. If he were cheap, someone else would be doing your job… in addition to their own.

mary
mary
10 years 6 months ago

i know a man-83 yrs old is so damn cheap he maked you sick, he says cause he went thru the depression its instilled in you, B.S. i know a lot ofdepression people that arent like that.if something cost 20 cents more in a grocery store he wont buy it.he has sooooomuch money. he worked 2 jobs all of his life and he wont let go. it makes a person sick to be around him.

Tasha
Tasha
6 months 22 days ago

that’s is not a nice thing you have said. have YOU lived through a depression? NO I bet you haven’t so don’t be so judgemental – you mean person! ok so he’s cheap – maybe you can do something nice like give him a nice book that explains the difference.

sharadhegde
sharadhegde
10 years 6 months ago

Cheap people are
a) “penny wise pound foolish”.
b) don’t value time. They will spend 5 hours to save 2$.
c) don’t value people. Will destroy the goodwill they have developed by diplaying the cheapness brazenly.
d) Loose sight of the big picture. Spend 5 hours every week cutting coupons when they time could have been devoted towards family, career or leisure.

Anonyomous
Anonyomous
10 years 4 months ago

I work part time for a person that is so cheap its pathetic.

1 He will hang on to things that are junk and think he can reuse them years later.
2 Will only get the cheapest product he can get.
3He has money but wont spend it.

Susan Seriel
Susan Seriel
10 years 2 months ago

Is my husband frugal or cheap? We had a pot of left over rice last night and I suggested mash potatoes for dinner, he insisted we use up the leftover rice so that he doesn’t feel like his money was wasted. Is

nik
1 year 27 days ago

yuor spouse is SMART; 55% of all food is wasted; frugal people are against waste; cheap people would be embarrassed to do what your husband suggests…

kathryn
kathryn
10 months 30 days ago

Depends on if you plan on eventually eating the rice, or having it sit in the fridge, until it gets thrown out. What is the past history of leftovers in your house? In ours, it wouldn’t be an issue, because in a couple of days the rice would have been used.

Ericson
Ericson
10 years 1 month ago

Cheap people who have the money to spend really sicken me.and are selfish punks.poor people have the right to be cheap but are not because they have more class.

Kenzo
10 years 2 days ago
Cheap people vs Frugal people: I must say from 1st hand experience being called “cheap” ambushed by your (alleged) friends and labelled as such is very damaging. I think calling someone Frugal even if you think and know they are cheap is the best way to go. How can you label someone as “Cheap” when they share almost everything with you? are they cheap when they put in a $10 bill for a buger and fries and the bill is $20 but the other guy had 3 beers as well as his burger? Are they cheap when they are out… Read more »
Josh Love
10 years 2 days ago

I have always received the reputation as being cheap…but I knew in my heart I was just being frugal. After reading this, I am convinced I was right.

Tom
Tom
10 years 19 hours ago
Frugal people are often more than willing to pay for hidden value. We think in terms of the ability to resell the item at a later time. It is long term thinking. If someone substantially underprices an item we generally will immediately pay what is asked thus realizing the bargain and make the seller happy by paying the asked for price. A cheap person will even attempt to undercut the asked for price. This, in turn, will make the seller unhappy and unwilling to sell in some circumstances. Therefore the cheap do not realize the bargain at hand and lose… Read more »
Paul
9 years 11 months ago

What a great article! I always felt that you can learn a lot about a person by how they act while dining out and this article parallels many of my beliefs on this topic. I was very impressed by the comparisons listed throughout.

Value is more important than cost, as you stated very nicely, but try telling that to someone who is cheap and you’ll be met with defensive conversation.

iportion
9 years 8 months ago

I am frugal but cheap people often pay more for things in the long run with not only friendships but can go broke on bargains that fall apart and replacing it over and over again for the cost of one good item.

dumpster diving
dumpster diving
9 years 8 months ago

cheap is when you dig through the garbage behind wendy’s for cups to redeem for free airline tickets.

frugal is when you dig through garbage for free airline tickets–and then give them away to others who really need them.

long live 20B!

Peter
Peter
9 years 8 months ago

great article, however i think the fundamental difference of the two is knowledge, people can’t be frugal if they don’t know exactly what they are getting, not to mention any ideas of future reselling values or appreciation protential.

jayant
jayant
9 years 7 months ago

“Cheap people’s cheapness affects those around them.”

I wud say dont be near cheap ppl then!

vivi
vivi
9 years 7 months ago

my husband, after 22 years of marriage and two brushes with death early last year (I saved him), still keeps a running tally of the household expenses which we split. As a favor, I schlepped my laptop home -he said he’d pay for my cab. When it came time to bring it back to the office, instead of giving me the cab money, which I asked for, he said he put it in the accounts book.

And he can’t understand why I want a divorce.

Sherry
9 years 7 months ago

You can call me Mrs. Frugal if you want because I am. I’m proud of it and so is my husband. I have made this a money game for most of my life and now it has become a way of life for me.

People who know me often comment on my frugalness but also tell me how generous I am with others.

I have started a blog to share my money saving tips with others.

ivan
ivan
9 years 7 months ago

“Cheap people’s cheapness affects those around them. Frugal people’s frugality affects themselves.”

I would add that a frugal person’s frugality affects those
around them as well, but in a positive way.

A cheap person is a drain on the emotional, financial and ecological environment around them (Wal-Mart)

A frugal person utilizes resources as best they can so as to have more to offer themselves, loved ones, and the community.

knuffel
knuffel
9 years 7 months ago
My Mom raised me with a sense of financial responsibility, I thank her for that. When I got laid-off, I adjusted the expenses to the lower income. The not understanding of people around me (including my wife) was the hard part. I watch for the best deal whenever I can. The lowest price is not always the best deal. I learned to tell myself: You want this, but you don’t need it now. Enjoy dreaming a little longer I enjoy the small things in life, it doesn’t take much to have fun. I had to teach my wife that credit… Read more »
Tim
Tim
9 years 6 months ago
Your example of dining out with friends is spot on. I truly understand when someone doesn’t want to split the bill when there might be big differences: even if you’re on a budget, you should be able to go out with friends! But, I can’t stand when the ones with bigger bills end up paying the taxes, tip and maybe drinks for the cheap ones. (I’ve seen that recently) The worst thing I have seen in that domain was for a goodbye party. We wanted to pay for the one leaving the country as a gift. One refused. (it was… Read more »
Brian
Brian
9 years 6 months ago

It is interesting to read some of the comments. You can hear the actual spite some people have for others who feel that some people “have money, but won’t spend it.” This suggests that the people writing these posts think that they know exactly how other people should spend their money, how much, on what, for certain reasons, etc.
The use of money is as personal as a choice in music, movies, food, and so forth. To have disdain for someone because they don’t spend as you do is utterly ridiculous.

Khali
Khali
9 years 6 months ago
Frugal vs. cheap…. Of course cheap is nasty… Nobody wants to be around people who look after every penny when they have plenty to spend… I for one, I’m not even frugal…. I sometimes spend too much and then can’t afford other things… But I’ve never kept lists of what I spend or receipts from stores, and I always tip even more than necessary… Needless to say, I’m the type that loans you money and forgets to ask them back – maybe I have too much faith in people… However, the discussion is well met… It’s nice to cut a… Read more »
Nate
Nate
9 years 5 months ago
I consider myself a frugal person because I tend to scrimp and save for the really important things – trips, electronics, furniture – things I really value highly. Alot of people think I’m cheap because along the way I turn down high priced nights out because they are too pricey. I think spending $8 on a 6-pack of good beer is justified, I don’t just grab the cheapest 6 pack on the shelf. I spend the $8 because there is a much higher priced option of spending $30-40 at a bar, not including food. I also work for tips and… Read more »
Barbara
Barbara
9 years 4 months ago
I grew up in poverty with parents who only bought me used clothing. Didn’t have a new dress until I was twelve. When I was of age I declared I would never be poor again. I am now successful, own my own home, nice car and I buy what I want. I didn’t get that way by nickel and diming myself to death. Money karma goes a long way. Not only can a tight fist not give, but it can’t recieve anything either! Striving for value is more important than striving for cost. By freely giving, I find, I will… Read more »
Jeannie
Jeannie
9 years 4 months ago

Right on Barbara! I have the same philosophy. I wish everyone thought like that!

Livingalmostlarge
9 years 4 months ago
Cheap is absolutely when money affoects your relationship with others. Frugal is when you watch your money for your self. Brian, people myself included are mad at cheap people. Becaues they short you on the bill when you go out. I had friends like that and they are no longer friends. They never tip when they go out to dinner, but DH and I have to tip extra to go out. EVEN when we ask for seperate bills! So we’re shamed into tipping for them. They are just being cheap, and that has sort of ruined the relationship. Also we… Read more »
LeslieT
LeslieT
9 years 4 months ago
Livingalmostlarge, sometimes people don’t invite people over not because they’re cheap, but because they’re ashamed of their homes or don’t feel competant to cook a good meal. Of course, you seem to have other evidence that they’re just trying to take advantage of you. And those of you who think people are cheap if they have money and don’t want to spend it, you might consider, that’s probably exactly why it is that they do have money. A dollar that you don’t waste by spending it on something you don’t need is just as good as a dollar you earn… Read more »
Teri
Teri
9 years 3 months ago
Very well written post. I know often people who don’t know me very well will label me as cheap because I buy one new purse every few years and drive a very old car, etc. Eating out is not in my budget at all – though I might meet someone and order a soda or salad for chit chat on occassion. But I think your last point nails it on the head. We think very long-term about everything. I know my more cheap friends think it is terrible we have such a big house, enjoy so many electronic toys, and… Read more »
Livingalmostlarge
9 years 3 months ago
LeslieT, I save a lot of money, but I’m not cheap. One other piece of evidence is people who split the bill equally but have ordered the MOST expensive items on the menu and Alcoholic drinks to boot! Then expect people like me who don’t drink to pay for their drinks EQUALLY! That is CHEAP! I’m sorry I have no qualms about paying for what I owe and I’m a very frugal person. I have lots of money, we drive old cars and make a six figure income, live with a mortgage debt only, and have quite a lot of… Read more »
David
David
9 years 3 months ago
I totally agree with Brian. People are always on the look out to label someone cheap. I do not want to split the dinner bill with the guy having 3 beers/wines regularly. Once in a while, I can understand. But if it happens everytime and if I request the bill to be split as per our consumption, I get labeled “cheap”. And by the very same people who want to have that extra alcohol at my expense every time. I wouldnt be asking for the extra hassle of splitting the bill unevenly, if everyone was trying to fair. Everything that… Read more »
David
David
9 years 3 months ago

Also, LivingalmostLarge makes agood point. I may not make as much money as a person X but probably save as much as person X does.

I may be frugal or I may be cheap. I dont care what people label. All I am aiming for is to not be dependent in retirement. I am being cheap now so I dont have to be cheap later. Unless of course, someone else promises to pay for all of my health care when I retire.

Susan
Susan
9 years 2 months ago
The only problem I encounter is when I realize that I really cannot afford and/or do not want to spend what little discretionary money that I have on eating out often or buying things (at convenience stores) just to “go with the flow.” I’ve been with others who think that I’m cheap because I don’t want to buy a 16 oz. bottled water for $2 and prefer to buy it at the grocery store for much less or even God forbid, drink a glass of tap water. I mean, where do you draw the line? If you’re friends with people… Read more »
ed riley
9 years 1 month ago

I’m a painting contractor and my good friend asked me to paint his home. He asked if we could barter and he would let me sleep in his home for free while I painted it!

Diahni
Diahni
9 years 1 month ago

I disagree with this article. Look closely at a “frugal” person, and you find somebody who is selfish. Some people are givers and some are takers.

James
James
8 years 10 months ago

I see everybody talking about cheap vs. frugal. How about the author or anyone else suggesting things to help those of us that are stuck in this dilema. So I may be cheap, or frugal for a better word, but how did I get here and now that I’ve landed here, how do I get out?

Any psychology help is well appreciated.

James

Intellectual_Jane
Intellectual_Jane
8 years 10 months ago
Yes, there are some really cheap people out there, I used to be one, then became frugal. There is a big difference in being frugal; when I was cheap, I used to care about the price in terms of money. Now being frugal, I care in terms of happiness and dreams. I think about how much more distance I put between myself and my dreams for every penny I spend on unneeded items. However, one does need to splurge every once in a blue moon on something we really enjoy. I sold my car two months ago and bought a… Read more »
adam
adam
8 years 10 months ago

Cheap people only spend money on themselves and make others pay for their goods and services. For example not tipping or paying the proper tax and ordering the most expensive things on the menu knowing the bill will be split.

Frugal people: Will spend less on themselves in order to help friends and loves ones receive what they need.

G dub
G dub
8 years 9 months ago

This is absolutely the best definition of Cheap vs. Frugal I have ever heard. I literally have the $ to pay for everything I need. And I never hesitate to spend $ when I need to. Notice the word “need”. I forgo things I don’t need and people sometimes perceive that as being cheap. But it has completely liberated me to live my life and I have everything I need and a lot of things I want.

Darrell Patrick
Darrell Patrick
8 years 9 months ago

One thing funny I noticed about every post that did comment on it; Cheap people do have money.

Valter
Valter
8 years 9 months ago

Yeah, but frugal people sometimes have money too… 😉

Frugal is cool, wise. Check Warren Buffett. He’s a Coke (soft drink!!!) addict, but probably buys were it’s cheaper, when his wife goes to the gas station.. 😉

Cheap is nasty. Check Scrooge and Uncle Scrooge.

Meredith
Meredith
8 years 7 months ago
I like nice brands (not designers!) and quality clothing, therefore some people see me as a sort of snobbish squanderer. 🙂 But hey, I like nice things which I can enjoy year after year. I like a good bargain, but if I find something really great for me I buy it even if sales are months away (I’m not sure I can find the same item/size then). I don’t spend so much money, totally, and I’m becoming more and more frugal – and pleased with this. It’s a rewarding journey. It is especially a relative of mine who thinks I’m… Read more »
Ben Theredonethat
Ben Theredonethat
8 years 6 months ago
1st time I have ever read a BLOG…Came here from/while trying to learn the new Quicken software I purchased… I read several entries…and then ended up here. I had to stop reading this list after @25% of the comments! I feel that I saw a pattern developing: some trying to explain or justify… MOST seem to be bitter, envious, angry, JUDGEMENTAL, & grotesquely CRITICAL JERKS. a very few honestly expressing themselves in a positive manner. I grew up in a large family…living “stretching a dollar”! and as many others…eating far too many CASSEROLEs… LOL!…My new wife wouldn’t even allow any… Read more »
Linda
Linda
8 years 6 months ago
My husband and I grew up poor and when I got married, my husband and I got into debt(keeping up with the Jones). We ended up in Credit card debt 4 times amounting to almost 120,000. In the last 4 years we are out of debt, no car payment, no mortgage and NO credit cards. We drive used cars, bought a house we could pay for in cash and are now on a GOOD budget. We are not cheap, just frugal, BUT WE LEARNED THE HARD WAY. We are in our 50’s now, but we could have done this years… Read more »
KoffeeKupz
KoffeeKupz
8 years 6 months ago
My husband grew up all his life with money. I grew up poor but never really knew until I was older how poor we really were. There is a huge difference on how my husband and I look at the words frugal and cheap. The meaning of these 2 words take on different meanings depending on your past history, how you were raised and other factors that have impacted one’s life. I was a single mom of three very young children. I gave up ALL the “extras” in life to provide for my children. I met my now husband and… Read more »
Wordgal
Wordgal
8 years 4 months ago
I try my best to be frugal, since my hubby and I live on one income. And I make sure my frugality doesn’t impact other people. It’s my choice not to go on tropical vacations and to only eat out once or twice a month; I don’t make my choices into a burden for other people. A former friend (keyword “former”) was cheap — her stinginess bordered on criminal. It got to the point where no one would invite her out even for an inexpensive bite to eat because even at a budget restaurant, she’d never never pay for the… Read more »
Chelly
Chelly
8 years 4 months ago
i consider myself more frugal than cheap… married to a man that is neither lol. I grew up from the age of 8 with a single mom working 3 jobs, not to mention 2 sisters who i call ‘Want & Gimme.’ As the middle child, i do believe its inherent to want to be the one to ‘save’ the others. I would get into moms purse not to steal money, but to make sure she had a dollar before I asked for one because I didnt want her to feel bad if she didn’t. These days, I have a good… Read more »
Chauncy
Chauncy
8 years 4 months ago
Cheap people will do things at other’s expense to save themselves money, like not put enough money in to cover their actual meal at a restaurant. That is not being frugal, that is stealing from your friends. I have no problem with people counting their portion down to the last penny, but I won’t go out with people that don’t cover their own share. Frugal is ordering a water with a lemon slice to drink for free. Cheap is asking for extra lemons to make lemonade. Just because the restaurant will give them to you to keep a customer, doesn’t… Read more »
Mel
Mel
8 years 3 months ago
wow that one about the cheap person ordering 7.95 meal and putting in 8 bucks is so close to home. one time me and my b/f went out with this couple, even though they insisted on ordering wine (which is not in my budget) which was 50 dollars, they still made me pay for a 1/4 of it which i didn’t want to do and told them i didn’t want to do because I didn’t drink any of it! but when the bill came they made the waiter split it exactly before i could remind them that i didn’t drink… Read more »
katrina
katrina
8 years 1 month ago
frugality is simply getting the most value for your $ whether you have a lot or not; it means stocking up on items when on sale, because why pay full price if you don’t have to; why pay full price for toilet paper? why not stock up on it when on sale, have on hand, and have the $ next month to buy ribeye steaks to last you 6 months buy buying them in a bag & have cut to size? It means buying clothes/shoes/at 70% off the lowest marked price. Then not only will you live well on less,… Read more »
sophia
sophia
8 years 22 days ago
I definetly consider myself frugal. I tend to disagree with some of the thing you listed above as your pet peeves with regards to things you don’t like to spend money on. But then again, I have my own pet peeves myself LOL. Here is a tip about dry cleaning use the drycleaning products you can buy at rite aid etc. they are about 50 cents per item. Restaurants, check out restaurants.com it’s a great site they have special deals and you can get a great meal for a lot less money (e.g. bought a 25 dollar coupon to a… Read more »
katrina
katrina
7 years 7 months ago
my sisters used to laugh at me, cuz I would never pay full price for anything like toilet tissue, toothbrushes, paper, envelopes but get them on sale & store them for use; I bought beautiful things at consignment & thrift stores, most brand new, tags still on them; then they said what the heck, can’t change you I will join you! one for Christmas told her husband he had bought her a beautiful leather jacket for Christmas; he guessed $300; or higher once he saw it; she finally put him out of his misery by telling him she actually got… Read more »
Savings
7 years 6 months ago
I’m definitely Frugal, reason being ::Frugal people don’t mind spending money, they just don’t like wasting it…and they think its a good idea to try your best to live within your means. They know that saving money and investing it is the key to a steadily improving lifestyle. They are creative in finding ways to enjoy life that don’t cost a lot of money. They set financial goals and work to achieve them, whether its sending the kids through college or saving for that trip around the world. They make purchases based on the true worth of what they’re buying,… Read more »
Mio
Mio
7 years 4 months ago
Since very few of us has unlimited amounts of money, we have to prioritize, we have to save. Everyone says that saving is boring. In this society spending is “fun”! I don’t agree. Saving is only boring when you have to say no to things that means a lot to you! Spending is only fun if you buy something that means a lot to you! It’s all about knowing yourself enough to know what makes a positive difference in your life. The thing is that you can’t follow other people, because we are all different! What is essential to you… Read more »
Barbara Saunders
7 years 2 months ago
I have this running discussion with a friend. Said friend thinks I am unrealistic because my income goals (pretty moderate in the scheme of things) are significantly larger than his. However, the income he says he can live on excludes things like paying child support, saving for retirement (he assumes parents will leave $$), and tipping (at all). And still it means spending sometimes 24 hours to be able to afford a $100 item that I’d rather just pay $100 for, even if that’s a splurge. I think cheapness, more than frugality, goes along with persistent underearning. E.g., it’s one… Read more »
Toby
Toby
7 years 1 month ago
Cheap people are inconsiderate. For example, when getting a meal with other people, if their food costs $7.95, they’ll put in $8.00, knowing very well that tax and tip mean it’s closer to $11. Usually when I am dining in a restaurant with others, I, as well as others in my party, would ask for separate checks. This eliminates the problem of trying to divvy up the costs of one check with different people, everyone would know exactly what they ordered, and, in case the bill is divided evenly among the party, it eliminates the person with the $5 order… Read more »
Toby
Toby
7 years 1 month ago
I also notice that when the economy is in decline, instances of both frugality and cheapness increase…typically frugality would involve buying secondhand “quality” items from flea markets, garage/yard/rummage sales, or thrift shops as opposed to buying brand new, but cheaply made, comparable items from discount, closeout, or dollar stores. That secondhand Craftsman tool from the flea market will outperform that cheap tool from Big Lots. That secondhand Tommy Hilfiger shirt from the Goodwill store will look better and hold up better than the cheap shirt from Wal-Mart. Buying a brand name cleaning product will, in many cases, be a better… Read more »
Leah D
7 years 1 month ago
Ok so I feel I can be a bit frugal sometimes but most of the time I am an impulse buyer (which proves to be no good either!). I have recently been introduced to save.ca which helps me save money, and not spend five hours looking out for coupons. I use these and sometimes if I don’t need it, but it’s on sale I will buy it knowing it will save me money when I don’t have it. I really enjoy treating myself once in a while but I do look at the long term aspects of it. Is this… Read more »
Anonymous
5 months 22 days ago

この最初の腕時計の白い腕時計はクールということを証明した。それは、垂直クロノグラフ分計800シリーズ名tx線形クロノグラフ腕時計の1つです。第2のタイムゾーンとダイヤルの全体的なデザインは独特で、とげとげしくなる逆行ダイヤルがある。ホワイトトーン腕時計を通して持続する(明らかに)、しかし、それは100 %の定義はありません。あなたにはまだ若干のスポーティなオレンジとゴールドトーンダイヤルと手の上に上がりました。それは本当にうまくやった。私は高浮き彫りを付して白い回転ベゼルにホワイトが好きにしてください。グッチスーパーコピーブランド財布腕時計を見事に45 mmのワイドサイズまたは多分私の手首の上で非常に快適でした。あなたは、ダイヤルは最初は少し威嚇を見つけるかもしれませんが、ライブであなたの観察の後にすることは非常に簡単です。本当に素敵な白い色はしばしば見やすいスポーツです。この時計は本当に新しいであったので、私は正確なモデル番号を見つけることができません、しかし、それは価格の間にどこかについてドルであるべきです。 http://www.ooobag.com/watch/chanel/38/86a035fcc76b1b1d.html

That Guy
That Guy
4 months 9 days ago
My grandpa is so cheap, he put a kitchen sink sprayer to replace TP as a dubay, rarely takes a showers to save money, no matter how food stained the clothing he continuous to wear it or smelly or oily. I kind of feel bad for him, because it’s a sickness, he is the families laughing stock of the family, he burned almost everyone in the family and got divorced three times. Everyone says that he always been cheap since he was a kid, because his mother was frugal because she lived through the depression, of coarse with time she… Read more »
Betty
3 months 29 days ago

My Sister in law,has LOTS,and LOTS of MONEY,But is the Cheapest person.I am on SSD and Have M.S. sometimes I might need a Bottle of Aspirin or A pack of Bandaids.She will leave the Receipt,so next pay day I have to pay her back..!!! Or She ask if She left me the Receipt ..also,To top it off,she uses my Trash Can because she doesnt wont to pay for her own!! THAT’S CHEAP !! Sry but true!! Feeling Hurt!!

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