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Surprising Money Lessons From NYC Delivery Guy

I had just moved to NYC 2 weeks before. We ordered delivery from a deli in the East Village and 20 minutes later, the doorbell rang.

My friend, who was in the other room, buzzed him up and handed me $20 to answer the door. When I gave the delivery guy $20 and he handed my change back, I called back into the apartment, “How much was it?”

I wanted to make sure I got the right amount of change. Big deal, right?

My friend started laughing. “Who cares, dude? Just give him the $20.”

Back in Sacramento, this conversation never would have happened (and not just because we never got delivery). You get the change, count out a nice tip, and that’s that.

In New York, people are a lot looser with money. A $12 cocktail is just the cost of doing business for a young professional. In your early 20s, you go out to clubs, you take taxis, and you don’t worry about counting pennies — or the city would drive you insane.

You would never know this from a website. It’s not written in any guidebook. But it’s true.

So there I am, trying to count back a few dollars in change, and I just handed it all over to the delivery guy. That one comment from my friend opened my eyes. Who the hell doesn’t count their change?

I realized my Rich Life didn’t need to involve private jets and $80,000 watches. On a day-to-day basis, my favorite thing is NOT HAVING TO WORRY ABOUT COUNTING CHANGE.

If I want to take a taxi, I do. If I see 3 appetizers I like, I order them all. And if I want to send my parents tickets to visit me, I send them without caring how much they cost.

Sometimes people get this nutty idea that a Rich Life means sitting around and counting your money all day.

The answer is much more prosaic — but also more interesting. What happens once you don’t have to worry about your day-to-day expenses? What happens once you’re making more than you need to live…

…and even earning it while you sleep?

Here’s a revenue report from last week:

Or if my friend invites me to a tea tasting, I can go without worrying about how much it costs (like yesterday’s matcha class):

Matcha class from yesterday. More on instagram.com/ramit

One of my goals is to show you that living a Rich Life is possible. It doesn’t matter if you don’t have an idea, or if you’re not sure how to get started — I can help you with all that. But it all starts with you believing that you can live a Rich Life.

If I could give you $100,000, what would you do with it? Would a Rich Life mean ordering the wagyu beef? Would it mean dropping out of the 9-5 rat race and building a business that runs even while you sleep?

I can show you countless example after example: John, a Zero To Launch graduate, built a business and quit his job. He now lives in Thailand.

This place:

Photo of Ao Nang Beach, Thailand by kallerna used under a creative commons 3.0 license

(By the way, there are lots of different business ideas we can help you find — not just a business coach. For example, we’ve helped Zero to Launch students launch businesses on parenting or airline miles…and many more. We can help you find a business idea.)

Take a look at John’s story. For him, his Rich Life was moving to Thailand.

For me, my Rich Life is not having to count change and being able to order appetizers — basically not having to worry about the little things!

What does your Rich Life look like? I’d love to know – leave a comment below. Give me a specific answer, please — don’t just say “freedom.” Who knows? Maybe I can help you get it.

P.S. Tomorrow, I’ll tell you more about that $14,000+ revenue report. If you want a sneak peek, sign up for this free event I’m hosting to help you launch an online business.

Ready to improve your habits and level up your life? Download our FREE Ultimate Guide To Habits below.