Private Recording: Flexo and Ramit Sethi
Ramit’s interview with Flexo of Consumerism Commentary
[ Running Time: 1:29:27 | Download File (Right-click, choose “Save as…”) ]
Listen to an excerpt
0:52 Advice for starting financial journey: If you could give one piece of advice to someone just starting out on their financial journey, what would it be?
[audio:Flexo/Advice for starting financial journey.mp3]6:18 America’s future generations: What should America do to ensure future generations are adequately prepared to handle their finances?
[audio:Flexo/America’s future generations.mp3]11:02 Beating credit cards a their own game: Can you beat the credit card companies at their own game inthe long term?
[audio:Flexo/Beating credit cards at their own game.mp3]20:46 Sacrificing happiness by saving too much: How do you make sure you’re not sacrificing your happiness in the present by saving too much for the future?
[audio:Flexo/Sacrificing happiness by saving too much.mp3]25:34 What financial move do you most regret: What is one financial move you made when you were younger that you most regret?
[audio:Flexo/What financial move do you most regret_.mp3]32:28 When do you not practice what you preach: Ramit and Flexo admit where they don’t necessarily practice what they preach.
[audio:Flexo/When do you not practice what you preach_.mp3]36:29 How do you make a reasonable budget: A discussion on budgets and spending plans, and what constitutes a ‘reasonable’ amount of money to spend.
[audio:Flexo/How do you make a reasonable budget_.mp3]44:06 The role of values in spending: The role of faith and values when it comes to spending, especially environmental and sustainability issues, and the costs associated with those.
[audio:Flexo/The role of values in spending.mp3]53:31 How do I know when I’m rich: A discussion on what we mean when we use the word ‘rich’. How do you define rich? How do you know if you are rich?
[audio:Flexo/How do I know when I’m rich_.mp3]1:00:32 Pay off loans or save up for a house: Paying off student loans vs saving up for a downpayment on a house, and why your home is not an investment.
[audio:Flexo/Pay off loans or save up for a house_.mp3]1:09:52 Pre-payments vs. Refinancing mortgage: Should I continue to make heavy prepayments on my mortgage or refinance? Advice: run the numbers, and consider alternative scenarios for the future.
[audio:Flexo/Pre-payments vs. Refinancing mortgage.mp3]1:13:55 Beating the credit cards at their own game: Beating the credit cards at their own game, using cashback rewards and 0% balance transfers. Is it worth it?
[audio:Flexo/Beating credit cards at their own game.mp3]1:20:51 Lower cost of living to save money: The value of moving to an area of lower cost to save money – there’s more to any major decision than just the numbers.
[audio:Flexo/Lower cost of living to save money.mp3]1:22:37 How can we limit the effects of marketing: Limiting the effecst of marketing in your role as a consumer, and how retailers try to get you to spend more.
[audio:Flexo/How can we limit the effects of marketing_.mp3]1:26:25 Personal ethics in investment decisions: What place does personal ethics have in investment decisions?
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