Saving Archives

How to use the Envelope System to save hundreds per month

The envelope system is a great way to save money, pay down your debt, and spend on the things you love. Learn how the envelope system works and how you can get started today.

How to Calculate Monthly Expenses

Tracking expenses can help inform smart money management, ensuring you have clear oversight and control over your finances. While the thought of examining the money you spend may be daunting…

12 Ways to Lower Your Cell Phone Bill

Many of us pick a cell phone plan without giving it much serious thought. Maybe we pick the same carrier we’ve always had or the same amount of data we’ve…

How to get out of debt fast (…even if you’re dead broke)

Whether you're battling credit cards or student loans, I'll show you how to pay off your debt fast with the 5-step system from my NYT best-selling book.

Should you buy a new car or used car cover photo

Should I Buy A New Or Used Car? Pros, Cons (& getting a great deal)

Almost every personal finance pundit recommends you should buy a used car over a new car. I disagree. Here's my answer to, “Should I buy a new car?”

Achieving Financial Independence, Retire Early (FIRE): Complete Guide

Financial independence seems like the dream — but how do you get there? Use these 4 steps to achieve financial independence.

How Much Should you Save Per Month?

There is no hard and fast answer on how much you should save per month because your individual needs and financial situation will dictate this. However, the rule of thumb…

Budget help: How to build a bulletproof budget

Ramit gives you the very best budget help with an automated system. This is the alternative to typical budgeting. This is a system that’ll last.

The Best Way to Save Money

There’s really only one way to save money. You have to spend less than you earn. It’s a simple formula. What comes in must be less than what goes out. …