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Asset Allocation: The easiest guide you’ll ever read

Sometimes I use the phrase "asset allocation" at cocktail parties to sound smart. The host, whose party I am crashing, usually looks at me, surprised, and asks me one question: "How did you get in here?" Then I leave, usually. Anyway, asset allocation is a fancy way of describing where you put your money (e.g., 50% in stocks, 20% ...