
Conscious spending: How my friend spends $21,000/year on going out
A few weeks ago, a couple of friends and I were talking about where we want to travel this year, and one of them said something that surprised me. "You probably wouldn't approve, but I want to go to the Caribbean this year." Huh? Why wouldn't I approve? I thought about this in a pensive stare for many moments, taking ...

What To Do When Stocks Go Down (+ what to avoid)
I'm an optimist, but seeing a lot of money disappear can be absolutely frightening. So after the latest drop in stocks, I thought I'd share my thoughts here. if you invest, you're going to lose money at some point. That's ok--especially when you're young because time helps mitigate loss if you have a good investment. But ideally, it shouldn't be ...

The world’s easiest guide to understanding retirement
How does retirement work? For most people, it's like this: you reach a certain age and start thinking about spending your days on the golf course. Then you look at your bank statement and freak out, and think about taking on a second job instead. I want to be clear about something: I'm sincerely interested in doing less and less ...
Book Review: Rich Dad, Poor Dad (this books irks me)
I decided to start reviewing some books that I read, and the first one up is Rich Dad, Poor Dad. I'll do books on personal finance, entrepreneurship, and whatever else I think is cool. (If you have books you like, let me know.) Rich Dad, Poor Dad: What The Rich Teach Their Kids About Money--That The Poor and Middle Class ...
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Don’t Quit Without Asking For What You Want
Indian people don't give a damn about set prices in stores. They are masters at getting deals almost anywhere. In my quest for bargaining, I have vanquished department stores, car dealers, and landlords. But the one place I haven't been able to bargain with is McDonald's. To me, their golden arches represent the ultimate aspiration: To strike a deal with ...

Why do you want to be rich?
Sometimes, teaching people how to get rich gets me a bad rap... “You just want to make money,” I’ve been told. Or “money isn’t everything.” These gems, while not particularly eloquent, do have a point. Actually, I’d prefer that these people ask me why I teach people to be rich. It’s important to ask yourself, too: ...

5 Steps To Getting Rich (Read This First)
Read below for richer details for the steps to getting rich, though. Pardon the pun. In a big hurry?? Download a New Free Ultimate Guide to Personal Finance. (more…)