Money Archives

Debt Avalanche vs. Debt Snowball: What’s the Difference?

Most people get into debt at some point in their lives — whether through student loans, credit cards, or car loans. Of course, the goal should be to pay off…

How to Choose the Best HSA Provider for Your Lifestyle

A health savings account (HSA) can be a practical part of your comprehensive money management strategy. HSAs provide a secure place to keep pre-tax money and let it grow tax-free.…

How to Calculate Monthly Expenses

Tracking expenses can help inform smart money management, ensuring you have clear oversight and control over your finances. While the thought of examining the money you spend may be daunting…

Everything You Need to Know About Managing Your Money in 2022

Fact: You can get out of debt, invest, and earn more money no matter what your situation. Learn the 5 best ways you can take control of your finances today.

How Much Money Should You Have in Your 401k (saving by age)

It’s your most important investment account — but the question remains, “How much should I have in my 401k?” The answer is more complicated than you think.

Should I Pay Off My Student Loans Or Invest? Here’s How To Decide

Student loans in America average near the $40,000 mark, and it makes it difficult to decide whether to invest or pay off student loans. Because, let’s face it, getting out…

Diversified Investment Portfolios: How To Build One (+ examples)

Check out these diversified portfolio examples to see what real diversification looks like — and how you can diversify your portfolio too.

Using a Roth Conversion Ladder to Retire Early

A Roth conversion ladder is a great way to withdraw money from your 401k and Roth IRA without incurring a penalty — but is it right for you? Read about how to build one and what it entails.

Money Dials: How You Spend & Why (Expert advice on spending)

Already a high earner with a nest egg set up, but don’t know where to turn for sensible SPENDING advice? Learn how your Money Dial helps you spend money toward a Rich Life.

Debt consolidation: How does it work and is it right for you?

Debt consolidation can be a good method of lowering your interest rates — but it’s easy to get scammed and lose more money. Here’s how to consolidate your debt safely.