Author

Tony Tran

How to set goals and achieve them

Think about the last New Year’s resolution you set for yourself. It might have been to work out more, or maybe read a book a week, or maybe you just wanted to save more money. Whatever it was, ask yourself: Did you get it done? If you’re like the vast majority of Americans, you probably failed at ...

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7 ways to buy back your time (Hint: Spend Money)

Sometimes it's worth it to spend money. For example, what if you could buy time? Think about it. If you had an extra hour in your day, what would you do with it? Pick up a new hobby? Learn a new language? Find new ways to make money? What if you had two extra hours, or even three? What would ...

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Keystone habits: what they are and how to master them

Imagine a dozen dominoes lined up in a row. Push the first domino and what happens? They all fall down. Now take that same dozen and double it. No, triple it. No, wait — add 15,000 dominoes, branching off into a bunch of crazy shapes and designs. Now, push the first domino and what happens? Here’s a video to ...

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5 common tax myths could cost you thousands

Fact: Taxes are confusing — and it doesn’t help that there are so many myths that swirl around the subject. It makes sense though. There’s no class in high school on how to do taxes, and the subject is LOADED with heated beliefs and emotions. However, knowing how to separate fact from fiction is crucial to avoiding an audit ...

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Inverted Yield Curve: what is it and how does it predict disaster?

The inverted yield curve is a graph that shows that younger treasury bond yields are yielding more interest than older ones. And it’s TERRIFYING for financial pundits all over the world. It’s a graph that could mean the difference between a thriving bull market or the downswing of a bear market. AND it’s been known to ...

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What is middle class?

“Middle class” is a common term spoken by news pundits, politicians, and that annoying friend of yours who likes to debate politics at dinner parties. But what is middle class, really? While a lot of people like to bloviate about the middle class, there’s no hard set definition for what middle class means. In fact, not a lot of ...

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How to borrow from your 401k — with 3 alternatives

A 401k is one of the most powerful investment vehicles for retirement — and it’s IWT’s favorite thing ever for several reasons: Pre-tax investments. You don’t get taxed on the money you contribute until you withdraw it at retirement age. This means you have more money to compound and grow. Free money with employer match. Most companies will ...

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What does a six figure salary REALLY look like? And when is it not enough?

Earning a six figure salary, earning over $100,000 a year, can be the finish line. It can be the golden milestone, the badge of honor showing to the world that you made it and have now claimed your fat slice of the American Dream. You can save more. Invest more. And most importantly, spend more. Once you start earning ...

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How to become a copywriter: quick-start guide (for 2020)

Being a copywriter is AWESOME. You make a good amount of money while flexing creative muscles you wouldn’t be able to otherwise. The best part: You also don’t need any formal education. In fact, some of the most sought after and highest-paid copywriters in the world never took a writing class in their life and clear ...

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Freelancer Portfolio 101 (beginner’s guide + examples that get clients)

With just a few hours of work, you’re going to have a freelance portfolio like the ones that earn some of our reader's thousands of dollars each month. But freelance portfolios are like snowflakes: No two are alike. A copywriter’s portfolio won’t look like a graphic designer’s (and vice versa). BUT there are underlying systems and ...

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