Introduction

The Ultimate Guide
to Making Money

Why I wrote this guide:


Do you want more from life — more money, more freedom, more security, and more time for the activities you love?


If you’re like me, hearing another expert tell you to save a few bucks by cutting back on lattes makes you want to jump out of a window. Please, stop with the frugality. Is saving a few bucks really going to change your life?

NO!

While you're scrimping on the things you love, you see other people enjoying the financial freedom to do the things they love... and they never have to choose between paying bills, automatically saving for their future, or living a Rich Life.

If you're ready to stop saying "no...no...no" and start living the life you want, you need to embrace this financial truth:

There's a limit to how much
you can save, but there's no limit
to how much you can earn.

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You can spend hours a week clipping coupons to save a few bucks...


...or you can negotiate ONE raise at your job that pays you thousands more a year for the rest of your life.


You can switch from two-ply to one-ply to save a few pennies...or you can use skills you already have to start making $1,000 a month on the side (or more).

Yes, making money is only one part of living a Rich Life, but it can help us do things we love and free us up to pursue our dreams.

I’ve spent over 10,000 hours and a million dollars discovering and refining the three best strategies for making extra money — and I'm going to walk you through them in this guide.

There's a limit to how much you can save, but there's no limit to how much you can earn.

Who am I?

About Ramit Sethi

Ramit Sethi’s I Will Teach You To Be Rich has been featured in the New York Times, CNN, Forbes, Fortune, and more.

He’s helped hundreds of thousands of readers and students live a rich life using psychology, systems, tough love, and no-B.S. action steps.

I Will Teach You To Be RIch book cover

How to get the life you deserve


Some of us know we deserve a raise, but we don’t know how to ask for the money we should be getting, and we’re terrified of being shot down by the same boss who gives us our paycheck. If that’s you, I’ll show you exactly how to deal with fear and intimidation, and exactly what to say so your boss is excited to pay you more.

Want to diversify your income and make extra money on the side? I’ll guide you through the process, even if you don’t know how to start. Whether you have hundreds of ideas and don’t know which ones people will pay for — or have no ideas at all.

Do you dream of starting an online business and making money even when you aren’t working? I’ve launched almost a dozen successful products, and I would’ve given anything to have access to the strategies and secrets you’re going to learn now.

I’m happy to share some of the systems I spent over a million dollars developing so you can make more money — and slash your workload, save months or years of frustration, and skyrocket your success — much faster than you’d imagine. For FREE. Why? I give away 98% of my material, and I know that by helping you achieve Big Wins and making my free material better than anyone else’s paid products, you’ll join thousands of other readers who’ve gained so much that they became students for life.

Who is this guide for?


Getting A Raise

If you want to ask for a raise and get paid what you deserve, I’ll reveal the strategies thousands of students have used to boost their income for life.

Making Extra Money

If you’d like to make more money on the side or online — but don’t know where to start — this guide is for you.

Building Your Income

If you’d like to build your income using skills you already have, I can help you get there.

It all starts with changing your psychology so it’s easier for you to succeed.


My team and I have spent over 10 years refining our money-making systems so you can get results faster. It won’t happen overnight, and it will take work (never trust someone who promises instant results without work)… but you’ll have the exact roadmap so you can quickly join thousands of students who’ve used my systems to learn how to make more money, get more freedom, and more fun for the rest of their lives.

How to develop a money mindset


I’ve never felt more invigorated and alive than I feel right now. And it’s not because I’m doing well financially (although that helps). It’s because I’ve made my living by helping other people earn more money, share their passions, and learn how to achieve mastery.

And it all started when I freed myself from the shackles of frugality.

The high price of frugality


Have you ever read a frugal living blog? Some of these people spend hours making their own laundry detergent and cutting coupons to save $10, maybe $20. They aren’t interested in making more money because they’ve found hundreds of ways to chip away at their “excess” spending.

People who live frugally will wait 5 months to check out a movie from the library, so they can save a few bucks versus going to the theater. They pass up seeing the movie on opening night with their friends, then yell when their friends accidentally tell them a spoiler. Half a year later, they mention the movie over drinks. Crickets.

How Frugal People Behave

  • Going out to eat? They recommend you skip the appetizer at your favorite restaurant, even though you’ve been salivating at the thought of that dish for days or weeks. You could put that money into your 401(K) instead.
  • At a bar with friends? Say no to another round of drinks, they tell you. You shouldn’t even order a second drink — don’t you know they cost less money at home? And forget about buying a round for your friends and hanging out till the bar closes, then taking a cab to the after party.
  • Is your house an Easy Bake oven during the summer? It’s not 90 degrees inside — yet. So make sure you carry the fan with you when you switch rooms because the air conditioning shouldn’t come on until there’s a heat alert.
  • Going shopping? Spend half your Saturday driving around town to save $5 or $10 on groceries, and plan your shopping so you might save $1.50 on gas.
  • Planning a vacation filled with incredible memories that’ll make you smile a decade from now? You should stay at home instead. Or find a godawful plane ticket with 2 connecting flights so you’re exhausted when you arrive, then stay in a hotel in the boondocks and forget about the paragliding or fancy restaurant or night of partying you’ve been dreaming about since you were a teenager.

You can spend your life feeling disappointed when you have to say “no”...


No to exciting opportunities to explore the world, no to expensive things that make you happy, and no to the freedom to spend time with the people you love.

Or you can learn how to make more money, so you spend less time choosing how to save your money and more time to enjoying it.

And the best part is, there are proven ways to do it.

Just “trying harder” doesn’t work

Here's what does...


Have you ever noticed that we make most of our really stupid decisions at the end of the day? If you’ve ever done something you regretted after going to the bar, watched YouTube videos instead of reading or actually talking to people, or eaten a late night bowl of ice cream when you’re trying to lose weight... you know how much of a struggle it is to do the right thing after you’ve spent an entire day trying not to screw up.

Researchers now know why this happens, and it isn’t your fault: blame willpower.

Willpower is like a muscle, and each time you have to make a decision, you deplete some of your willpower. The more decisions you make about things like which groceries to buy, or whether to take a cab or save money by walking, the less willpower you’ll have for focusing on what's really important.

This is crucial because the research shows that making more choices, like focusing on frugality, limits your ability to land the Big Wins that can dramatically change your life.

Focusing on frugality limits your ability to land the Big Wins that can dramatically change your life.

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I’d like to show you how to “trick” your willpower so you can focus on making more money and never have to budget, give up things you love, or waste your energy on saving a few dollars.

I’m not going to give you a “Top 10” guide to making money or spoon-feed you motivational quotes about “following your passion.” Because if you’ve ever been to a motivational seminar and felt ready to take on the world — then fallen right back into a rut a week later — you’ll know that motivation doesn’t help us succeed, either.

Instead, you’re going to learn my systems — the exact action steps, word-for-word scripts, and other frameworks thousands of students have used to automate success.

You’ll discover how to make more money, so you can live a rich life. You’ll stop worrying about bills and having to choose between things you love. You’ll start making more money and being free to enjoy more of your time with your family and friends.

And you’ll have the exact step-by-step plans to get Big Wins and start creating a life you only dreamed of.