Good news: You don't have to be perfect to be rich. Or the smartest person in the room. Or a type-A personality. Or lucky.
In fact, you can set yourself on the road to wealth with any amount of money if you use the easy, “set it and forget it“ system I'll show you below.
Your money was automatically going where it was supposed to
Your bills were paid on time every month (without you even thinking about it)
You automatically saved money
You invested in all the right places without lifting a finger
And you even had some income left over to spend on what you love – guilt free
And that's what this guide is all about. You can end your money worries, feelings of overwhelm, and the frustration of sifting through the mountains of financial information.
And you don't have to spend years studying compound interest charts or weeks trying to find the latest hot stocks to get there.
All that's required of you is a willingness to think about money in a different way than you're probably used to.
The problem with conventional money advice that keeps many of us frustrated and confusedTake Me To Part 1
How to setup your accounts so you spend less than an hour per month worrying about moneyTake Me To Part 2
The secret to saving money painlessly – while still spending money on your “guilty” pleasuresTake Me To Part 3
Investing for beginners: get great returns without the confusion and overwhelm
Why debt is hard to pay down, and how to make it simple and painless to get out of debtTake Me To Part 5
How to take your money to the next level by making more of it – using skills you already have
Hi, I'm Ramit Sethi. I'm the New York Times bestselling author of the book, I Will Teach You To Be Rich.
I've helped millions of readers live a rich life using psychology, tough love, and tested, step-by-step systems that work in the real world.
I started I Will Teach You To Be Rich because I was tired of hearing so-called financial “experts“ telling us ALL the things we couldn't do with our money.
And after 60 years of cutting back, you just might have enough in savings to MAYBE (someday) enjoy it.
To me, living a Rich Life - and being in control of my money - wasn't about cutting back on everything.
I wanted more, and, if you're reading this, I bet you do, too.
We want to go out with our friends. We want to take amazing vacations. We want to buy gifts for our family, donate to charity, and live in nice places.
Back in 2004 when I first started learning about money, I had the same question. Then, I was just a frustrated college student.
I started to learn about investing and my finances after taking my first scholarship check, investing it in the stock market, and immediately losing half my money.
This was a big turning point for me. I realized if I didn't learn how money worked, I'd end up the same as everyone else around me – broke, in debt, and clueless about how money actually works.
So I spent years reading every book I could find, watching every TV show, devouring all the financial tips and advice I could, and I finally developed my own philosophy on money.
It's an honest question that you should spend some time really trying to answer. Everyone's "rich life" looks different.
Here's what living a Rich Life means to me:
It not just the money we're after. But mastering our money is the first step toward creating our own Rich Lives.
Nobody wants to spend all their time thinking about money.
But we all want the experiences that properly managing money gives us: being able to buy a round of drinks for our friends, being able to take 3-week vacations, being able to buy nice clothes or shoes – all guilt free.
Many of us mistakenly focus on the most pointless areas of personal finance – nobody's taught us any other way! Should I open this credit card? I feel guilty paying for name-brand cheese. Do you think I should buy one of those coupon books? I'll show you how to work on the right things with your money and avoid costly mistakes.Take Me To Part 1
Want to make your accounts work together and save automatically? I'll reveal the exact strategies you can use to save money, pay your bills, and invest – all hassle-free and all automatic for life.Take Me To Part 2
Cutting back on lattes and other conventional advice simply doesn't work. Why have money if we're not allowed to spend it? I'll show you how to spend your money guilt-free on what you love while cutting costs mercilessly on what you don't.Take Me To Part 3
How would you like to have a portfolio of investments – and all the right retirement accounts – that puts stock-pickers and financial “experts” to shame? I can help you get there with some simple (but ultra-effective) investing strategies.Take Me To Part 4
If you have credit card debt — even if you aren't sure exactly how much you have — I'll show you how to pay it off faster. I've even gone so far as to create a new tool to show you exactly how much you owe and how to pay it off as painlessly as possible.Take Me To Part 5
Let me give you a life-changing fact: there's a limit to how much you can save but no limit to how much you can earn. Earning more money is the fastest and biggest way to improve your financial situation. And you don't have to go back to school, change careers, or even learn new skills to up your earning power.Take Me To Part 6