What do Scarlett Johansson and Ramit Sethi have in common?

Ramit Sethi

No, it’s not simply a love of talking about large breasts. Check out the cover of last month’s Glamour. Bottom-left corner.


Aww yeah.

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Below, I’ve embedded the article itself. But this isn’t just to point out how Scarlett and I are destined to be together.

Notice how my content has been translated for a female audience. Same material, but it’s completely different than the way I write. It reminds me of some of my previous articles on prior guest post on women and money, specifically an article on how women’s magazines and men’s magazines write about money.

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  1. Jessie


    Your point about how content is adapted for a female audience is spot on.

    But as a woman, I’d just like to say that I’d take the phrase “beat him with an onion (that way, it’s unclear why he’s crying)” over “It’s all about you—your wants, your needs, your dreams” any day of the week.

    Of course, even though I’m the right age and gender, it’s been at least a month or two since I’ve sported socks and high heels while prancing around my living room with my skateboard and helium balloons, so maybe I’m not really in Glamour’s target demographic.

    Regardless, I fully support you doling out some touchy-feely encouragement every once in a while, as long as I can still get hard-hitting advice and threats of hilarious physical violence at your blog.

    Congratulations on the article!


  2. jimbo

    Haha, when I saw the title, I was going to say that you both like to wear women’s clothing.

  3. Carrie Rattle


    Congrats on the article! And communicating to women differently is just the tip of the iceberg. Looking back at your September survey, even when women and men rank similar percentages in your questions, it may be for different reasons. Travel was a big deal for women – a symbol for freedom. And women are still naturally (think back to the caveman) more team/community focused versus the guys who will hunt to kill and survive :). This resonates in why we may not ask for raises. So much to uncover, so little time. Gender differences keep it interesting. Keep it up – I enjoy your thoughts!

  4. Roxy

    You are going to have your own show some day, I know it. Watch out, stay at home moms. Maybe Oprah will put you on her OWN network. I should contact my friend Jeff Boodie who works for her mag to see if he can pull some strings.

  5. April

    I thought you were going to give me 50 ways to dress my body sexier. Big let down, Ramit.

    I’m glad to see something of value in these magazines, even if it was rewritten to appeal to women. Of course, IWTYTBR appeals to me, and I am a female, so who can figure?

  6. Leah

    Ramit, you are so crazy, great article & congrats. When you said left corner I looked to the right corner first.
    Like anything, you have to adapt the delivery of the message so you can reach your audience. Thanks to folks like you dispensing real advice, I paid off $30k in debt without even thinking about declaring bankruptcy.
    I’ll be looking for you on Oprah’s new network, or on CNN Money. And if you DO get married to Scarlett, I’d better get an invite in the mail.

  7. Raúl

    Ramit, I was confussed at first, I also looked at the right corner first, I was shocked “Did Ramit wrote “The best thing I do in bed”?????”.

    Ok, now seriously, I believe it was a good summary of your book, since it seems to be the pattern on this magazine.

    Although it worked for me, because I read again those simple tips. Maybe you should have put your web adrees in the article don´t you think?

    Congratulations again, hope you have a lot more opportunities to publish articles in big publications.

  8. JimE

    Ramit, I’m absolutley curious as to who the demographic for Glamour really is. I know I think of it as 30-40 yo females. I figured you targeted yourself a little younger is all, but maybe I’m wrong.
    Still well done

  9. Oleg Mokhov

    Hey Ramit,

    I love how you start off with figuring out what rich means to you.

    You set the right, genuine tone from the get-go with the most important message: rich means what’s important to you, not money stacks, gold chains, and spinning dollar-sign rims (unless any of those things are truly important to you).

    Quickly dispels doubt in any skeptics and those rolling their eyes while at the same time dishing out real talk to those get-rich-quick types.

    It’s like how at the end of your book, you bring it all together by saying that the point of big wins in savings, automated accounts, and lifecycle funds isn’t to make cash but ultimately to free up resources to focus on what’s important to you.

    And, like other commenters have mentioned, very cool to see you adapt your message to a specific female audience. Your adaptability is encouraging – pushes me in my writing to keep bringing topics on creativity to entrepreneurs and personal development types, and vice versa with business and effective time usage topics to artists.

    Looking forward to more of your mainstream media infiltrations,

  10. Stacy

    I’m terribly disappointed that they didn’t refer to you as “personal finance hottie Ramit Sethi”. *dreamy sigh*

  11. rackgen

    Nice article ramit.. results matter!!!!
    Keep it going man.

  12. Mrs. Money

    Wow, congrats! That is awesome!

  13. Lingerie

    The thing about picking women’s clothing is that if you select good quality clothes you will find that your clothes will last you longer and this in turn will translate into affecting savings in the long run. What’s more, it will also enable you to get more joy out of wearing good quality clothes and this alone is a good reason why you need to pay special attention to opting only for high quality female clothes.

  14. BiblioBabe

    Congrats, Ramit! So glad to see you are getting the word out to women. Although I’m only used to sharing you with a small group of online personal finance geeks, not all the women in the US!

  15. LibertyE

    Congrats on the article! I guess you’re not one of their “favorite experts” yet.

    I admit I prefer your blog. Your give great advice and I don’t find your blog overtly masculine. For example, how many American men in their twenties, without a fiance, do you know with a “Wedding” savings account? Never mind all of the smart reasons to have one; it shows you have a common life goal that American women tend to talk about more than American men.

    Nice to see you reaching more markets. Keep up the great work!

  16. Brandon

    I actually read the article in my girlfriend’s Glamour when it came out a couple of months ago. (Yes I read Glamour, but only when I run out of other stuff to read.) I’m guessing you didn’t have anything to do with the renter’s insurance column on the third page, but it piqued my interest. What are your thoughts on insurance?

    I’ve always regarded insurance as a poor financial decision. If insurance companies are to make money, then statistically, you’re quite likely to pay more than you ever get back. It seems strikingly similar to gambling at a casino. There are some exceptions, I’m sure (like family health insurance through an employer), but my policy is always that potential insurance spending is better off diverted to a rainy day account. Perhaps this would be a good subject for a future article.

  17. Kristen from FiLife

    congrats Ramit!

  18. Ken Brownstein

    I love this blog! What I enjoy most is his emphasis that what you think are unchangeable costs can be decreased. I did this myself and if helped me save hundreds every year. Thank you Ramit.

    If you wear glasses or sunglasses, most likely you have spent $300-500 on routine care and/or a pair of glasses, only to find out later you could get a similar, if not exact package for much, much less. Be smart about your eyes, and save money on glasses and sunglasses. Here’s a few ways how:

    Take your prescription where ever you like: If you usually only purchase glasses at your eye doctor’s store, you don’t need too! It’s fine to ask to take your prescription home with you, rather that choose between the expensive pairs at the store.

    Buy glasses online?- has a huge selection of glasses that are the same, if not better, than the ones you can purchase at storesl. Best of all? They will usually be at last 50% of the cost.

    Get insured- You should see if your employer or personal insurance company offers vision insurance. This covers Ophthalmologist visits, eyeglasses, and contact lenses. Premiums run as low as $8.00 per month. Be sure to do the math first…add up the monthly payments, and compare that to the savings they provide. This can help you out a lot.

    Get a package deal- If you alternate between contacts and eyeglasses, clinics, Ophthalmologist offices and retailers will usually cut you a bargain if you purchase both in a single transaction. Just ask, because these deals may not be advertised.

    Read the reviews- It’s not really a good deal if you purchase a faulty, defective or poor quality product. Make sure you are getting that great bargain. Check the Better Business Bureau first.

    Take care of them! – Keep ’em clean- With eyeglasses, cleaning them properly, and avoiding laying them face down will avoid scratches and an early replacement. Also, take advantage of regular maintenance.

  19. Diane

    Dear Ramit,

    The truth is out – I first read about you in Glamour magazine. (Hey, I work in a library; I read everything!) Then I got on the waiting list for your book (which I just read – I agree with most of your advice, so I guess you are an old soul at heart!). Now I am writing in your blogs! All this free fun! Too much!

  20. Binaural Beats

    Occasionally I find it useful to set on some calm music, not only does it relax me but it drowns out any distracting noises e.g. the house phone downstairs ringing or even the busy road outside my home. When I’m trying to concentrate on my breathing it is simpler to tune out in the music than to tune out from the noisy vehicles.