“I’ve been in debt so long that it really doesn’t matter whether I pay it off in October vs. March.”
– A friend of mine who was talking about going on an international trip despite having $6,000+ in credit card debt. When I suggested NOT GOING BECAUSE THAT’S RIDICULOUS and putting the money towards the debt, my friend pointed out that it didn’t really matter when the debt was paid off since it had been around so long. I had never heard this perspective before and found it fascinating.
[Update]: The New York Times asks, What is your biggest extravagance? and gets 400+ responses.