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What would you do with a free $1,000?

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It’s funny how people talk about wanting to lose 10lbs, but when you ask them if they’ve changed their diet or hit the gym, they say, “Well, I was really busy last week…”

Same with money. How many people do you know who talk about what they would do with an extra $1,000/month…but if you ask them what they’ve done to earn more, they start mumbling about how they’re “still looking for an idea…”?

I decided to do an experiment.

What would you do with an extra $1,000? Would you use it to pay off debt? Take a trip? Sock it away in your savings account?

Let’s find out.

I’m giving away $1,001 as an experiment to see what one of you will do with it. No catch. All I ask is that you tell me how you spent the money.

(Why $1,001? Because Indian people always add an extra 1.)

I’ll pick the winner on Monday 4/23.

Here’s the link to sign up to get a chance to win $1,001:

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  1. I would send an extra payment on my mortgage!

    • My first impulse was the same, but, I decided I’d make a weblog out of reinvesting Ramit’s money back with Ramit’s stuff.

      Reason #1: taxes: If Ramit gives a check, he has to report it to the IRS (it’s over $400). If I get $1000 in free info, that saves me ~30% in tax, so I rocked an instant 42.8% return, tax free, without lifting a finger ($1000/$700 post tax = 1.4285).

      Reason #2: If Ramit gives me free info, there’s not an auditor in the world who can tax either of us for free advice. Double bonus! With this, he’s more likely to choose me! Triple bonus!

      Reason #3: Basis of a blog. I’d start a blog tracking how the free money grew and worked for me. I’d like nothing more than to say “I took free money from a ‘Get Rich’ dude and got rich!” There’s just a certain elegance to the idea. And it would be a fun blog. And I get rich! Talk about win-win.


  2. I’d pay off credit card debt. Maybe save 15 or 20% of it for a letterpress machine

  3. Not the clearest form Ramit! You should label your fields.

    Anyhow, I will be putting all $1001.00 into my Vanguard Money Market account. From there it will be used along with 3,999 other dollars to max out non-deductible IRA for Roth conversion. Thanks!

  4. I would use the money to start a new (non-tech) business idea that I have in mind, and have completely chalked out.

    • Priscilla Yearwood Link to this comment

      I would use it to start my business and get my web site up and kick off my new bz.

  5. I’d send that money in to pay down my student loan.

  6. I would use the $1000 to build my side business of providing professional style photos and videos to realtors. I don’t have the funds right now to market myself in any way. I haven’t even bought business cards yet. But if I can grow my side business from the 5 clients I have to 10 or more I will be able to nearly double the amount of money I bring in to my household monthly.

    • Pete,

      I actually did this in the Birminham, AL area in 2000. It did not work well at the time because the Realtors all wanted to post the video on their websites and it just was not feasable. Now everyone has high speed internet and you can just link to Youtube.

      Happy to talk more about it if you are interested.

      Good Luck!

  7. I would use it to fund content creation and links… um I mean advertisements to funnel people to my sites.

  8. Invest in my own personal education, definitely.

    I already do it, but for me, this $1,001 would be spent on books and “knowledge investment”.

  9. This is post is funny since last week people were looking to strike millions on the mega millions drawing so I had already thought of an answer for lottery type winnings. The truth is if I won any kind of money without working for it I would just go and blow it on whatever I wanted…probably a 1001 dollar steak. The saying is “easy come, easy go”.

  10. That would go towards Student Loans for Grad school of course.