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15 Little Life Hacks

Welcome new readers from Yahoo and

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If you’re visiting from today’s Yahoo Finance article on 8 Rules to Break To Build Wealth, welcome.

I’m a recent Stanford grad and this is a blog on personal finance and personal entrepreneurship for college students, recent college grads, and everyone else. (Featured in the Wall Street Journal, New York Times, Boston Globe, US News & World Report Online, etc.)

This blog is me ranting about a few things and trying to get the points across. Getting started is more important than being the smartest person in the room. Making mistakes is ok. Action is more important than reading 50 blogs. Ordinary actions get ordinary results. And there’s a difference between being sexy and being Rich.

3 simple ways to get started managing your money

Be realistic about getting rich

Avoid the financial pundits


Personal Entrepreneurship

Full list of articles
The I Will Teach You To Be Rich Table of contents (hundreds of articles)

How to subscribe

And you can always email me. Thanks for reading.

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  1. Enjoyed the Yahoo Finance/Bankrate piece! I agree with you that new investors will make mistakes, but those mistakes won’t hurt as much as ones made later with more at stake. This is another reason my dollar-cost-averaging into stocks and funds makes sense when you have large sum to invest. Drop the entire amount on a single investment and you could lose your shirt, fast!

  2. Dude, I hate to break it to you, but you’re no longer “recent” graduate of Stanford. You graduated in June, 2005.

  3. Hmm…it may be time to change that…

  4. congrats on your book!

    though I do have to question the truism about “starting early” as being the best factor for later returns… it certainly helps, but I think it only applies if you’re a buy-and-hold investor aiming for dividend growth. If you’re in and out, it’s not going to matter so much when you started (for both reasons).

  5. MoneyEnergy: True. But I always advocate for buy-and-hold, since it nearly always wins over the long term.

  6. Hi Ramit,

    Found your website’s link on bankrate and have already spent about a couple hours reading interesting articles here. I have about $50,000 to spare that i would like to invest. I have so far been investing this money in CD’s as they paid about 5% returen, but now it’s difficult to get even half of that return. Could you please suggest something that i could invest in. I wouldn’t be using this money for atleast 5 years. I would be comfortable taking only a moderate risk.

    Thanks again for putting up such a informative website.

  7. God bless you for such a wonderful idea you’ve established .

  8. Lost everything in the past ! Starting over from nothing need to Know from trusted site’s for small stocks to start with trust stock broker who’ll sell when there told asap and not wait any time. looking to keep then out of loop more time is of major importants. I do know which one to pick in the past!

  9. Very good article. I’m facing a few of these issues as well..

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