Welcome new readers

Ramit Sethi

I just came home and realized that I have like a billion new readers from some links on some popular sites.

So, welcome.

If this is your first time visiting, no, it’s not a scam. I’m a recent Stanford grad and this is a blog on personal finance and personal entrepreneurship for college students, recent college grads, and everyone else. (Featured in the Wall Street Journal, Boston Globe, Guardian UK, etc.)

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This blog is me ranting about a few things and trying to get the points across. Getting started is more important than being the smartest person in the room. Making mistakes is ok. Action is more important than reading 50 blogs. Ordinary actions get ordinary results. And there’s a difference between being sexy and being Rich.

Some popular articles you may want to check out from the last 2 years of archives:

Introductory Articles
Why do you want to be rich?
The Best Decision vs. The Financially Smart One
Cheap versus frugal
A big fear I have of this site
2006 Makeover, Step #4: Open your retirement accounts

An analysis of 1000+ IWillTeachYouToBeRich survey responses– and some new decisions (Best feedback ever)
Dumb: “Don’t invest; you can’t beat the pros”
All about stocks and bonds
All about mutual funds
Read Warren Buffet’s letters

Personal Entrepreneurship
Barriers are your enemy
I Hate Indian Network Marketers So Much
We love to debate minutiae
Your College is Not a Technical School
On greed and speed
The Myth of the Great Idea

What are we doing on this site?
I bought a tie (I love this post because of how angry the comments are)
Cost vs. value: Why I bought a new car (Sorry guys, but I stand by what I wrote)
Probably one of the best comments this site has ever gotten
Boy am I stupid

Here’s how I set up my financial accounts
Letting your parents manage your money is dumb
The Power of Compounding
Time is NOT money–at least, not yours
Cook at home, you lazy bastard

You can also check out my table of contents, RSS feed, and newsletter. Thanks for reading.

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  1. Gary

    you drive me insane! i can’t stop reading your blog. I read it while I should be doing other things. it’s so damn interesting.

  2. John

    ^ There’s an idea for a new blog motto ramit. “I will teach you to be rich, making people insane since 2004”

  3. Bergamot

    Making a list like this really underscores that most of the really amazing articles are over a year old.

  4. Huey

    Congrats Ramit!! I concur. This guy drive me insane too. lol. I don’t know how other heard about you but I found out about you through Google Reader. Just so you know. Again, many thanks.

  5. KevinC

    For anyone that reads this blog, do you read any other interesting blogs like this? I haven’t done extensive searching but I know there are tons of blogs out there. This one is one of my favs, another is

    What are some blogs that you can’t stop reading?

  6. chip

    KevinC – a specific list i’ve been adding to here :

  7. Athol Kay

    A great starting off post.

  8. Scott Young

    You should send a few million of your billion new visitors my way, Ramit! 😉

  9. John

    I think there’s a very important line in this post and I’d like to reiterate it for readers new and old: ” Getting started is more important than being the smartest person in the room. Making mistakes is ok.”
    I’m in the burgeoning area of nanotechnology where most of the true founders of the field are still active researchers. For a while, my own fear of inadequacy kept me from pursuing some of my dreams.
    But when I read that you got a book deal, it dawned on me that you write about personal finance and you don’t even have a formal education in the field (MBA,etc.). What you did, though, was jump in and build your own credibility from the ground up. That realization helped me to take the plunge and begin actively working on my goals for the future (I’m currently working on my PhD, so I could easily procrastinate on future ambitions while I work on research).
    I don’t even read your blog for the personal finance stuff; most of it I’ve heard before. But I DO read it because you actively practice those lines in bold above and seeing someone else do it helps me do it, too. Maybe some of your other readers feel the same way?
    Thanks for the help and keep up the good work! And to your new readers, I hope they find the inspiration to overcome inertia and pursue some of their interests as well. Maybe this blog will help.

  10. dimes

    How about new readers from links on piddly sites? Like mine?

    So then, are you not terribly concerned with your sex appeal? 😉

  11. Enrique


    Since you are teaching us how to become millionaries, Could you gives us insight into venture capitalists?
    How do we position ourselves on becoming rich and riding the wave of the future as green techology?
    Where do we find those companies before they exploded like Google, E-bay and Microsoft did?
    The axiom working hard would make you money is not true. Neither is trading work for a paycheck.
    Thanks for the insights,

  12. Michael

    Wonderful site! I’m a business student (graduating this semester), and I’m loving your site. However, could you PLEASE make the load time for the front page shorter. Perhaps display less posts on the front page? I would have zero complaints if everything loaded up faster.
    Thanks for the writings,

  13. Anonymous


    Guy Kawasaki, also a Stanford grad, had a great post yesterday on becoming a venture capitalist. Though you might not like his answer 🙂