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Ramit Sethi · July 18th, 2006

I’m sending out a new email newsletter today at 7:15pm PST, so if you want to get it, sign up right now!
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Here’s what my last newsletter said:

The I Will Teach You To Be Rich newsletter
By Ramit Sethi
April 19, 2006

Quiz: What is your earning potential? Choose the answer you agree with the most
View Results

– If Not Now, Then When?
– Crazy people demanding this newsletter
– Recent IWillTeachYouToBeRich articles
– Interesting articles from around the Web
– Recent/upcoming IWillTeachYouToBeRich talks
– Special thanks
– What’s coming next

If Not Now, Then When?
I was reading this article called “20 minutes to a clean home” or something like that a few days ago. It was from (yeah, yeah) and it occurred to me that there was actually a good point behind it.

One of the tricks I use to get a lot of stuff done is a little saying: “If not now, then when?” There are always tons of little things I need to do, like picking up the newspaper, washing the dishes, doing my weekly budget, etc. And when they’re all on my mind, I tend to do none of them. A lot of the time, I just don’t feel like it.

That’s when I ask myself that question. If the answer is, “I’ll do it later because I’m running late for a meeting,” then that’s a pretty good reason. But if the answer is, “I just don’t feel like it,” chances are I won’t feel like it later, either. So all things being equal, I’d rather finish them now. If not now, then when?

If you can think of examples of this (answering emails taking out the trash, etc), let me know by replying to this newsletter and I’ll post them in an upcoming article.

Crazy people demanding this newsletter
I don’t know what this means, but recently I have been running into a lot of crazy people who apparently read my blog and they all say the same thing: “YOU HAVEN’T SENT A NEWSLETTER OUT IN A LONG TIME!!!!” Last weekend in SF, a girl came up to me at a club saying exactly this. So if you are reading this, crazy girl, here you go.

Also, I’ll try to send these out more than once every 4 months, heh.

Recent IWillTeachYouToBeRich articles
Here are some recent articles I’ve posted on IWillTeachYouToBeRich:

The 2006 Financial Makeover, steps #1, #2, and #3

Smart people ask questions

You spend even when you don’t

Right now, experience is more important than money

The Failure of the Last Mile

Things I hate spending money on (most comments ever)

Cost vs. value: Why I bought a new car (most negative comments)

There are even more at

Interesting articles from around the Web
An NBA player who’s frugal? This is probably the only time you’ll ever see me link to a Sports Illustrated page.

An interesting proposal to give every 21-year old $10,000 and leverage social influence for responsibility.

How I Work: awesome overview of how top people (Marissa Mayer, Bill Gross, head of Goldman, head of P&G, etc) work.

Awesome art that will make you think.

Lawyers fight, I laugh (video).

One of the best pranks I’ve ever seen.

Girls make Super Mario World in real life.

Recent/upcoming IWillTeachYouToBeRich talks
I spoke in Connecticut a few weeks ago to a group of 400 students. In May and June, I’ll be speaking at Stanford, a couple of companies around the Bay area, and possibly DC. If you’d like to invite me to speak at your school, university, or company, let me know by replying to this newsletter.

What’s coming next
I’m going to be working on the 2006 financial makeover series because 2895235 people have been screaming at me to finish it. I’ve also been working on some cool stuff behind the scenes, including email notifications (if you want to be emailed when I post something new, stay tuned to the site), a new way of making my point using pictures (stay tuned), and more speaking gigs. I have 17 new articles on personal entrepreneurship slated to go live as soon as I write them, too.

Tell your friends! My site grows through word-of-mouth, and I don’t charge for what I write. If you like what I do, please tell your friends by forwarding this newsletter and sharing with everyone.

I Will Teach You To Be Rich is a free blog about personal finance and personal entrepreneurship. To subscribe, visit


Ramit Sethi

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PS–Thanks to Tim Grahl for sending me some icons from IconBuffet

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  1. When attempting to sign up, your page displays…

    Unexpected Error
    An error has occurred.

    * There was a setup problem.

    …you should have my e-mail here though, if you would be so kind to add me.

  2. Ramit Sethi

    Fixed. Thanks!

  3. This is unrelated to the content of this post, but I just thought I’d point out the resemblence of your coin-gold_16.png image to a prophylactic.

    I saw it and thought, “What the heck?!?”

  4. Ramit Sethi

    Aw yeah, John. I wrote about something similar before: Read IWillTeachYouToBeRich, get some.