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	<title>Comments on: Tip #8: Implement the A La Carte Method</title>
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	<link>http://www.iwillteachyoutoberich.com/blog/tip-8-implement-the-a-la-carte-method/</link>
	<description>Personal finance blog for college students, recent graduates and everyone else -- including entrepreneurship -- for getting rich. Featured in the Wall Street Journal and New York Times.</description>
	<lastBuildDate>Sun, 21 Mar 2010 11:47:10 -0700</lastBuildDate>
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		<title>By: 30 Tips That Can Save Your Money This Month &#171; Faith Style</title>
		<link>http://www.iwillteachyoutoberich.com/blog/tip-8-implement-the-a-la-carte-method/comment-page-2/#comment-122382</link>
		<dc:creator>30 Tips That Can Save Your Money This Month &#171; Faith Style</dc:creator>
		<pubDate>Tue, 09 Mar 2010 06:50:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.iwillteachyoutoberich.com/blog/tip-8-implement-the-a-la-carte-method#comment-122382</guid>
		<description>[...] gas prices to become your own hedge fund Tip #7: Create a “No Spending” day once a week Tip #8: Implement the A La Carte Method Tip #9: Only buy new things when replacing something old Tip #10: Use the free rewards from your [...]</description>
		<content:encoded><![CDATA[<p>[...] gas prices to become your own hedge fund Tip #7: Create a “No Spending” day once a week Tip #8: Implement the A La Carte Method Tip #9: Only buy new things when replacing something old Tip #10: Use the free rewards from your [...]</p>
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		<title>By: Debating Between The Costs of Watching Hockey at a Bar or at Home &#124; My Next Buck</title>
		<link>http://www.iwillteachyoutoberich.com/blog/tip-8-implement-the-a-la-carte-method/comment-page-2/#comment-116588</link>
		<dc:creator>Debating Between The Costs of Watching Hockey at a Bar or at Home &#124; My Next Buck</dc:creator>
		<pubDate>Wed, 07 Oct 2009 14:59:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.iwillteachyoutoberich.com/blog/tip-8-implement-the-a-la-carte-method#comment-116588</guid>
		<description>[...] I can see spending close to $30-40 each time I go watch a game at a bar.  I like the idea of using Ramit Sethi&#8217;s a la carte method, but it is totally possible I will end up spending more money assuming I make the effort to go [...]</description>
		<content:encoded><![CDATA[<p>[...] I can see spending close to $30-40 each time I go watch a game at a bar.  I like the idea of using Ramit Sethi&#8217;s a la carte method, but it is totally possible I will end up spending more money assuming I make the effort to go [...]</p>
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		<title>By: Cable, Phone, &#38; Internet Bundles &#124; Create Your Own and Save Money</title>
		<link>http://www.iwillteachyoutoberich.com/blog/tip-8-implement-the-a-la-carte-method/comment-page-2/#comment-104516</link>
		<dc:creator>Cable, Phone, &#38; Internet Bundles &#124; Create Your Own and Save Money</dc:creator>
		<pubDate>Tue, 28 Jul 2009 13:01:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.iwillteachyoutoberich.com/blog/tip-8-implement-the-a-la-carte-method#comment-104516</guid>
		<description>[...] you money or should you buy a la carte? I decided to show how we saved money and why I agree with Ramit’s a la carte ideas for cable, high speed Internet, and phone packages. By taking the time to see what our local cable [...]</description>
		<content:encoded><![CDATA[<p>[...] you money or should you buy a la carte? I decided to show how we saved money and why I agree with Ramit’s a la carte ideas for cable, high speed Internet, and phone packages. By taking the time to see what our local cable [...]</p>
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		<title>By: I Will Teach You To Be Rich &#187; The A La Carte Method: Use Psychology Against Yourself to Save Money</title>
		<link>http://www.iwillteachyoutoberich.com/blog/tip-8-implement-the-a-la-carte-method/comment-page-2/#comment-91468</link>
		<dc:creator>I Will Teach You To Be Rich &#187; The A La Carte Method: Use Psychology Against Yourself to Save Money</dc:creator>
		<pubDate>Sun, 08 Mar 2009 16:23:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.iwillteachyoutoberich.com/blog/tip-8-implement-the-a-la-carte-method#comment-91468</guid>
		<description>[...] Here&#8217;s a detailed writeup on implementing the A La Carte Method. * * [...]</description>
		<content:encoded><![CDATA[<p>[...] Here&#8217;s a detailed writeup on implementing the A La Carte Method. * * [...]</p>
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		<title>By: Asia Nelson</title>
		<link>http://www.iwillteachyoutoberich.com/blog/tip-8-implement-the-a-la-carte-method/comment-page-2/#comment-88343</link>
		<dc:creator>Asia Nelson</dc:creator>
		<pubDate>Wed, 04 Feb 2009 19:45:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.iwillteachyoutoberich.com/blog/tip-8-implement-the-a-la-carte-method#comment-88343</guid>
		<description>I employed the same tactic to monthly subscriptions as fashionistas suggest for your closet clutter: If you haven&#039;t used it in 6 months, GET RID OF IT. I have stacks of magazines backlogged and unread from subscriptions I&#039;m very interested in but never really have the time to read through. So, I canceled any subscription for a service I haven&#039;t regularly used in the last 6 months. If, once I&#039;ve gotten through all the backlog of mags, etc, I want to renew that subscription, I can do it then. Total monthly savings: (3 mags @ ~4.00/mag) $12/mo = $144/yr.

Also, I just called my phone company and renegotiated my monthly contract based on current deals they&#039;re offering new subscribers. I simply mentioned that I&#039;ve been a loyal customer who pays in full on time every month for years and was wondering if they&#039;d see what they were able to do to spread the joy of their new plans to reward my loyalty. They immediately upgraded me (unlimited long-distance in Canada, 2000 more texts/mo, and some fancy new voice and video messaging thing I&#039;ll likely not use but didnt&#039; cost me anything to have in the bundle), dropped my system access fee (which they&#039;re doing for all new accounts), and I ended up with a plan about $10/mo less than my old plan. With this new plan, I&#039;m set to save ~$60/mo, or over $700/year! In one phone call!</description>
		<content:encoded><![CDATA[<p>I employed the same tactic to monthly subscriptions as fashionistas suggest for your closet clutter: If you haven&#8217;t used it in 6 months, GET RID OF IT. I have stacks of magazines backlogged and unread from subscriptions I&#8217;m very interested in but never really have the time to read through. So, I canceled any subscription for a service I haven&#8217;t regularly used in the last 6 months. If, once I&#8217;ve gotten through all the backlog of mags, etc, I want to renew that subscription, I can do it then. Total monthly savings: (3 mags @ ~4.00/mag) $12/mo = $144/yr.</p>
<p>Also, I just called my phone company and renegotiated my monthly contract based on current deals they&#8217;re offering new subscribers. I simply mentioned that I&#8217;ve been a loyal customer who pays in full on time every month for years and was wondering if they&#8217;d see what they were able to do to spread the joy of their new plans to reward my loyalty. They immediately upgraded me (unlimited long-distance in Canada, 2000 more texts/mo, and some fancy new voice and video messaging thing I&#8217;ll likely not use but didnt&#8217; cost me anything to have in the bundle), dropped my system access fee (which they&#8217;re doing for all new accounts), and I ended up with a plan about $10/mo less than my old plan. With this new plan, I&#8217;m set to save ~$60/mo, or over $700/year! In one phone call!</p>
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		<title>By: Budgeta</title>
		<link>http://www.iwillteachyoutoberich.com/blog/tip-8-implement-the-a-la-carte-method/comment-page-2/#comment-88118</link>
		<dc:creator>Budgeta</dc:creator>
		<pubDate>Mon, 02 Feb 2009 03:15:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.iwillteachyoutoberich.com/blog/tip-8-implement-the-a-la-carte-method#comment-88118</guid>
		<description>I cancelled cable 10 years ago because I didn&#039;t want my kids and hub sitting around watching TV 24/7.
We have the internet and cell phones. One thing with the cell phones that you can do is ask them to lock the mega bytes and music downloads (sorry I can&#039;t recall the proper terms for these 2 things). This will save you 1.99 or more if you or your kids accidently press the button that opens these. In the course of a year I have seen extra charges of at least $20 for mega bytes and music that we never asked for or used. Before I started scrutinizing my bills, I just went ahead and paid the charge. This last time this happened I asked the customer service lady if they could block this function to keep it from happening again and she said yes that they could do that! I will still check my bill, but this will save me and them the time wasted crediting my account.</description>
		<content:encoded><![CDATA[<p>I cancelled cable 10 years ago because I didn&#8217;t want my kids and hub sitting around watching TV 24/7.<br />
We have the internet and cell phones. One thing with the cell phones that you can do is ask them to lock the mega bytes and music downloads (sorry I can&#8217;t recall the proper terms for these 2 things). This will save you 1.99 or more if you or your kids accidently press the button that opens these. In the course of a year I have seen extra charges of at least $20 for mega bytes and music that we never asked for or used. Before I started scrutinizing my bills, I just went ahead and paid the charge. This last time this happened I asked the customer service lady if they could block this function to keep it from happening again and she said yes that they could do that! I will still check my bill, but this will save me and them the time wasted crediting my account.</p>
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		<title>By: Debbie</title>
		<link>http://www.iwillteachyoutoberich.com/blog/tip-8-implement-the-a-la-carte-method/comment-page-2/#comment-85981</link>
		<dc:creator>Debbie</dc:creator>
		<pubDate>Thu, 08 Jan 2009 22:26:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.iwillteachyoutoberich.com/blog/tip-8-implement-the-a-la-carte-method#comment-85981</guid>
		<description>I&#039;ve set up a file system to remind me of this sort of thing.  

By the way the file system is the one recommended in &quot;Getting Things Done&quot; by David Allen. I highly recommend this book.  After trying several &#039;methods&#039; of getting organized this is the one that works for me because it takes into account your entire life (work, home, social...)  

Anyway, last month I had to get new tires for my car.  The total would have been $400 but they had two deals going. One was to fill out a rebate form.  Always do these immediately while you still have all the info and get it in the mail.  Then I stick a reminder in my file on the day the rebate check is supposed to be in my hands.  That way if it isn&#039;t - and you may be surprised how often this occurs - I can call.
The other deal was if I opened a credit card with them to pay for the tires I&#039;d save another $50 so I did that and paid the bill off when it came then canceled the card.  I don&#039;t know how this may affect my credit score but I doubt it will do much damage and my $400 tire bill was reduced to $275!</description>
		<content:encoded><![CDATA[<p>I&#8217;ve set up a file system to remind me of this sort of thing.  </p>
<p>By the way the file system is the one recommended in &#8220;Getting Things Done&#8221; by David Allen. I highly recommend this book.  After trying several &#8216;methods&#8217; of getting organized this is the one that works for me because it takes into account your entire life (work, home, social&#8230;)  </p>
<p>Anyway, last month I had to get new tires for my car.  The total would have been $400 but they had two deals going. One was to fill out a rebate form.  Always do these immediately while you still have all the info and get it in the mail.  Then I stick a reminder in my file on the day the rebate check is supposed to be in my hands.  That way if it isn&#8217;t &#8211; and you may be surprised how often this occurs &#8211; I can call.<br />
The other deal was if I opened a credit card with them to pay for the tires I&#8217;d save another $50 so I did that and paid the bill off when it came then canceled the card.  I don&#8217;t know how this may affect my credit score but I doubt it will do much damage and my $400 tire bill was reduced to $275!</p>
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		<title>By: Lee</title>
		<link>http://www.iwillteachyoutoberich.com/blog/tip-8-implement-the-a-la-carte-method/comment-page-2/#comment-85472</link>
		<dc:creator>Lee</dc:creator>
		<pubDate>Fri, 02 Jan 2009 09:12:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.iwillteachyoutoberich.com/blog/tip-8-implement-the-a-la-carte-method#comment-85472</guid>
		<description>I&#039;m a bit late getting to this... but I have to say what a great idea this is.  I did this on my own last month after noticing that it took effort to download songs from my $15 a month emusic subscription (I spent a few hours surfing around trying to find something I didn&#039;t HATE to download...how screwed up is that??!!).  Then I canceled my Sirius satellite radio subscription. I love Sirius, and I will likely sign up again in the future when my credit card debt is totally gone, but $16 a month for the radio?  I needed it in a former job (I worked in the middle of nowhere with no radio for 14 hours a day...it was a lifesaver) but never got around to canceling it.  They don&#039;t make it easy, either! I was on the phone for a half hour after finding no way to cancel it online.  
Total savings: $31 a month, 372 a year! ridiculous....</description>
		<content:encoded><![CDATA[<p>I&#8217;m a bit late getting to this&#8230; but I have to say what a great idea this is.  I did this on my own last month after noticing that it took effort to download songs from my $15 a month emusic subscription (I spent a few hours surfing around trying to find something I didn&#8217;t HATE to download&#8230;how screwed up is that??!!).  Then I canceled my Sirius satellite radio subscription. I love Sirius, and I will likely sign up again in the future when my credit card debt is totally gone, but $16 a month for the radio?  I needed it in a former job (I worked in the middle of nowhere with no radio for 14 hours a day&#8230;it was a lifesaver) but never got around to canceling it.  They don&#8217;t make it easy, either! I was on the phone for a half hour after finding no way to cancel it online.<br />
Total savings: $31 a month, 372 a year! ridiculous&#8230;.</p>
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		<title>By: TC</title>
		<link>http://www.iwillteachyoutoberich.com/blog/tip-8-implement-the-a-la-carte-method/comment-page-2/#comment-82624</link>
		<dc:creator>TC</dc:creator>
		<pubDate>Wed, 03 Dec 2008 19:51:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.iwillteachyoutoberich.com/blog/tip-8-implement-the-a-la-carte-method#comment-82624</guid>
		<description>Actually, we are do pretty well with subscriptions. We canceled cable TV when we started Netflix, a few years ago.

$18/Netflix (According to FeedFlix.com, Netflix only costs us $1.13 per movie)
$0/Time Magazine (gift subscription from my uncle)
$85/Internet &amp; Phone bundle 

We are in the same boat as Kacie - taking out the landline phone from the bundle would make our internet go up. 

This tip: $0
Current total: $225</description>
		<content:encoded><![CDATA[<p>Actually, we are do pretty well with subscriptions. We canceled cable TV when we started Netflix, a few years ago.</p>
<p>$18/Netflix (According to FeedFlix.com, Netflix only costs us $1.13 per movie)<br />
$0/Time Magazine (gift subscription from my uncle)<br />
$85/Internet &amp; Phone bundle </p>
<p>We are in the same boat as Kacie &#8211; taking out the landline phone from the bundle would make our internet go up. </p>
<p>This tip: $0<br />
Current total: $225</p>
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		<title>By: Maren</title>
		<link>http://www.iwillteachyoutoberich.com/blog/tip-8-implement-the-a-la-carte-method/comment-page-2/#comment-82314</link>
		<dc:creator>Maren</dc:creator>
		<pubDate>Mon, 01 Dec 2008 01:11:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.iwillteachyoutoberich.com/blog/tip-8-implement-the-a-la-carte-method#comment-82314</guid>
		<description>Already did most of these. Saved $50 on our internet/cable bill by going to basic (SO BORING, but why pay $50 just to sometimes watch the Daily Show?), canceling Netflix for a little while ($15), taking our texting plan down to 200 a month ($25), and we don&#039;t get magazines anymore. So,  that&#039;s over $100 right there if you count letting my EW subscription expire last year.</description>
		<content:encoded><![CDATA[<p>Already did most of these. Saved $50 on our internet/cable bill by going to basic (SO BORING, but why pay $50 just to sometimes watch the Daily Show?), canceling Netflix for a little while ($15), taking our texting plan down to 200 a month ($25), and we don&#8217;t get magazines anymore. So,  that&#8217;s over $100 right there if you count letting my EW subscription expire last year.</p>
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