Comments on: Tip #30: How I’m saving $25,000+ in 2009

By: Suzanne

Suzanne — Thu, 23 Apr 2009 17:46:53 +0000

As always, thanks for the laugh AND content that makes me think “That’s something I can use”.

My husband is Assyrian (not Syrian). Both he and his father were born and raised in the U.S. However, they both still have the trader/barterer Middle Eastern blood flowing through them. Every time you talk about doing it like an Indian, I nod my head and say “yep”.

By: Emily

Emily — Sat, 07 Feb 2009 18:02:10 +0000

I’ve done #4 as well. The best way to save is on travel expenses. I saved 300 one time b/c I googled for coupons using the name of the company (i.e. “orbitz”) followed by coupons.

Another good example is to use search engines that compare prices for you. (i.e pricegrabber.com for products and kayak.com for travel) Once you identify the product, these sites research whether you are getting the best deal. These sites will often consider the cost of shipping and taxes. However, you should be careful when some dealers sell a product for cheaper because they may not have it currently in stock so you may experience a delay in getting the product.

By: SRH

SRH — Mon, 26 Jan 2009 14:37:26 +0000

Thanks so much for the information on sub-accts etc for ING. I have been considering an ING acct for quite some time but haven’t done anything about it. I also wanted a way to make sure I knew how much money I was setting aside for various endeavors so your information was incredibly helpful!

By: Ramit Sethi

Ramit Sethi — Fri, 23 Jan 2009 00:45:27 +0000

I’m not sure, but I don’t think so.

By: Kyle Cherrick

Kyle Cherrick — Fri, 23 Jan 2009 00:41:49 +0000

A few years ago I opened an Emigrant Direct Savings Account. Does it have the same ability to have sub-accounts or accounts with “nicknames” as ING?

By: Ten for Tuesday (January 20, 2009) | AllFinancialMatters

Ten for Tuesday (January 20, 2009) | AllFinancialMatters — Tue, 20 Jan 2009 17:01:29 +0000

[...] 4. How Ramit is going to save $25,000 in 2009. [...]

By: Nick

Nick — Fri, 16 Jan 2009 02:38:53 +0000

A lot of this stuff is common sense, and the fuel hedge, c’mon. Moving money from one account to another isn’t ‘money saved.’ It’s the same money, in a different bank account.

By: Kyle

Kyle — Wed, 14 Jan 2009 03:06:40 +0000

I understand the not spending money on eating out or late fees, but how are you getting around spending money on dry cleaning? DC is one of my monthly expenses I would love to trim.

By: Clayton Hughes

Clayton Hughes — Wed, 14 Jan 2009 01:55:01 +0000

Just wanted to inform readers that storing all of your password information on a website is a TERRIBLE TERRIBLE idea.

Look into local files that are encrypted and thoroughly tested to be strong and safe. Open Source is a great bonus, as it will have the most opportunity for its workings to be seen (and thus improved).

KeePass and PasswordSafe are two programs that come to mind.

By: Sam

Sam — Tue, 13 Jan 2009 13:48:12 +0000

I like tip 6. Most people I know either buy a lot of cheap stuff or a lot of expensive quality stuff. I think buying a lot of cheap stuff should be saved for the shopaholics and I, as a saver, have always preferred buying top quality, long-lasting items and keeping them for as long as possible.

Great post.