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	<title>Comments on: Tip #14: Use self-persuasion to share how much you&#8217;ve saved so far</title>
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	<link>http://www.iwillteachyoutoberich.com/blog/tip-14-use-self-persuasion-to-share-how-much-youve-saved-so-far/</link>
	<description>Personal finance blog for college students, recent graduates and everyone else -- including entrepreneurship -- for getting rich. Featured in the Wall Street Journal and New York Times.</description>
	<lastBuildDate>Sun, 21 Mar 2010 02:45:13 -0700</lastBuildDate>
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		<title>By: 30 Tips That Can Save Your Money This Month</title>
		<link>http://www.iwillteachyoutoberich.com/blog/tip-14-use-self-persuasion-to-share-how-much-youve-saved-so-far/comment-page-1/#comment-122003</link>
		<dc:creator>30 Tips That Can Save Your Money This Month</dc:creator>
		<pubDate>Wed, 17 Feb 2010 16:23:39 +0000</pubDate>
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		<description>[...] I’m saving $2,000+ on eating out in 2009 Tip #13: How to negotiate your car insurance Tip #14: Use self-persuasion to share how much you’ve saved so far Tip #15: Forget going to a bar — ask people over for dinner Tip #16: Cancel any large purchase [...]</description>
		<content:encoded><![CDATA[<p>[...] I’m saving $2,000+ on eating out in 2009 Tip #13: How to negotiate your car insurance Tip #14: Use self-persuasion to share how much you’ve saved so far Tip #15: Forget going to a bar — ask people over for dinner Tip #16: Cancel any large purchase [...]</p>
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		<title>By: La automotivaci&#243;n para aprender ingl&#233;s actividades educativas infantiles preescolar La automotivaci&#243;n para aprender ingl&#233;s para niños y niñas</title>
		<link>http://www.iwillteachyoutoberich.com/blog/tip-14-use-self-persuasion-to-share-how-much-youve-saved-so-far/comment-page-1/#comment-105456</link>
		<dc:creator>La automotivaci&#243;n para aprender ingl&#233;s actividades educativas infantiles preescolar La automotivaci&#243;n para aprender ingl&#233;s para niños y niñas</dc:creator>
		<pubDate>Sat, 01 Aug 2009 09:23:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.iwillteachyoutoberich.com/blog/tip-14-use-self-persuasion-to-share-how-much-youve-saved-so-far#comment-105456</guid>
		<description>[...] en el blog de Ramit un art&#237;culo sobre la &#8220;autopersuasi&#243;n&#8221;. Dice lo [...]</description>
		<content:encoded><![CDATA[<p>[...] en el blog de Ramit un art&iacute;culo sobre la &#8220;autopersuasi&oacute;n&#8221;. Dice lo [...]</p>
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		<title>By: Martina-Bierig</title>
		<link>http://www.iwillteachyoutoberich.com/blog/tip-14-use-self-persuasion-to-share-how-much-youve-saved-so-far/comment-page-1/#comment-104828</link>
		<dc:creator>Martina-Bierig</dc:creator>
		<pubDate>Wed, 29 Jul 2009 18:49:27 +0000</pubDate>
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		<description>Great idea, but will this work over the long run?</description>
		<content:encoded><![CDATA[<p>Great idea, but will this work over the long run?</p>
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	<item>
		<title>By: Ramit&#8217;s IWillTeachYouToBeRich.com Series &#8212; Tip #14: Use self-persuasion to share how much you&#8217;ve saved so far &#8212; NMBankruptcyBlog.com &#124; New Mexico Bankruptcy Law Blog</title>
		<link>http://www.iwillteachyoutoberich.com/blog/tip-14-use-self-persuasion-to-share-how-much-youve-saved-so-far/comment-page-1/#comment-88215</link>
		<dc:creator>Ramit&#8217;s IWillTeachYouToBeRich.com Series &#8212; Tip #14: Use self-persuasion to share how much you&#8217;ve saved so far &#8212; NMBankruptcyBlog.com &#124; New Mexico Bankruptcy Law Blog</dc:creator>
		<pubDate>Tue, 03 Feb 2009 01:10:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.iwillteachyoutoberich.com/blog/tip-14-use-self-persuasion-to-share-how-much-youve-saved-so-far#comment-88215</guid>
		<description>[...] For the rest of the post click here. [...]</description>
		<content:encoded><![CDATA[<p>[...] For the rest of the post click here. [...]</p>
]]></content:encoded>
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	<item>
		<title>By: La automotivación para aprender inglés&#160;&#124;&#160;Estudiar</title>
		<link>http://www.iwillteachyoutoberich.com/blog/tip-14-use-self-persuasion-to-share-how-much-youve-saved-so-far/comment-page-1/#comment-84064</link>
		<dc:creator>La automotivación para aprender inglés&#160;&#124;&#160;Estudiar</dc:creator>
		<pubDate>Mon, 15 Dec 2008 10:16:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.iwillteachyoutoberich.com/blog/tip-14-use-self-persuasion-to-share-how-much-youve-saved-so-far#comment-84064</guid>
		<description>[...] en el blog de Ramit un artículo sobre la &#8220;autopersuasión&#8221;. Dice lo [...]</description>
		<content:encoded><![CDATA[<p>[...] en el blog de Ramit un artículo sobre la &#8220;autopersuasión&#8221;. Dice lo [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Queercents &#187; Blog Archive &#187; Queercents Weekly Roundup: Family Fun Time</title>
		<link>http://www.iwillteachyoutoberich.com/blog/tip-14-use-self-persuasion-to-share-how-much-youve-saved-so-far/comment-page-1/#comment-82227</link>
		<dc:creator>Queercents &#187; Blog Archive &#187; Queercents Weekly Roundup: Family Fun Time</dc:creator>
		<pubDate>Sat, 29 Nov 2008 22:25:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.iwillteachyoutoberich.com/blog/tip-14-use-self-persuasion-to-share-how-much-youve-saved-so-far#comment-82227</guid>
		<description>[...] Rich, here&#8217;s a highlight about the using self-persuasion to convince yourself to buy less. (Read it at I Will Teach You To Be [...]</description>
		<content:encoded><![CDATA[<p>[...] Rich, here&#8217;s a highlight about the using self-persuasion to convince yourself to buy less. (Read it at I Will Teach You To Be [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: How Am I Doing With Ramit’s Save $1,000 Challenge? Part 2 &#8212; Green Panda Treehouse</title>
		<link>http://www.iwillteachyoutoberich.com/blog/tip-14-use-self-persuasion-to-share-how-much-youve-saved-so-far/comment-page-1/#comment-82105</link>
		<dc:creator>How Am I Doing With Ramit’s Save $1,000 Challenge? Part 2 &#8212; Green Panda Treehouse</dc:creator>
		<pubDate>Fri, 28 Nov 2008 18:00:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.iwillteachyoutoberich.com/blog/tip-14-use-self-persuasion-to-share-how-much-youve-saved-so-far#comment-82105</guid>
		<description>[...] Tip #14: Use self-persuasion to share how much you’ve saved so far [...]</description>
		<content:encoded><![CDATA[<p>[...] Tip #14: Use self-persuasion to share how much you’ve saved so far [...]</p>
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		<title>By: Nikki</title>
		<link>http://www.iwillteachyoutoberich.com/blog/tip-14-use-self-persuasion-to-share-how-much-youve-saved-so-far/comment-page-1/#comment-81976</link>
		<dc:creator>Nikki</dc:creator>
		<pubDate>Wed, 26 Nov 2008 19:53:08 +0000</pubDate>
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		<description>@Benita: I guess e-Rewards is invite-only now. You have to be invited via one of the sponsors; the list of sponsors is &lt;a href=&quot;http://www.e-rewards.com/memberagreement.do&quot; rel=&quot;nofollow&quot;&gt;here&lt;/a&gt;. Borders seems to be the easiest place to get an invite from.</description>
		<content:encoded><![CDATA[<p>@Benita: I guess e-Rewards is invite-only now. You have to be invited via one of the sponsors; the list of sponsors is <a href="http://www.e-rewards.com/memberagreement.do" rel="nofollow">here</a>. Borders seems to be the easiest place to get an invite from.</p>
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		<title>By: David</title>
		<link>http://www.iwillteachyoutoberich.com/blog/tip-14-use-self-persuasion-to-share-how-much-youve-saved-so-far/comment-page-1/#comment-81368</link>
		<dc:creator>David</dc:creator>
		<pubDate>Sat, 22 Nov 2008 20:27:22 +0000</pubDate>
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		<description>I&#039;ve saved a little over 1000 so far... :D

I&#039;ve canceled all the monthly subscriptions i don&#039;t need.  I&#039;ve used freecycle.org and got a dinning table for free. I take sack lunches to work which saves me about 50 a week.  I just need to modify my system a little more and i&#039;ll be able to save more. :D</description>
		<content:encoded><![CDATA[<p>I&#8217;ve saved a little over 1000 so far&#8230; <img src='http://www.iwillteachyoutoberich.com/wp-includes/images/smilies/icon_biggrin.gif' alt=':D' class='wp-smiley' /> </p>
<p>I&#8217;ve canceled all the monthly subscriptions i don&#8217;t need.  I&#8217;ve used freecycle.org and got a dinning table for free. I take sack lunches to work which saves me about 50 a week.  I just need to modify my system a little more and i&#8217;ll be able to save more. <img src='http://www.iwillteachyoutoberich.com/wp-includes/images/smilies/icon_biggrin.gif' alt=':D' class='wp-smiley' /> </p>
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		<title>By: Suicide</title>
		<link>http://www.iwillteachyoutoberich.com/blog/tip-14-use-self-persuasion-to-share-how-much-youve-saved-so-far/comment-page-1/#comment-81360</link>
		<dc:creator>Suicide</dc:creator>
		<pubDate>Sat, 22 Nov 2008 16:39:57 +0000</pubDate>
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		<description>wow...Nikki you are right and props for surviving on that income. I do agree that a lot of Americans don&#039;t save much, but let me ask you this: you did all that on a $20k salary because you had to. If you lived on $60k/year in LA, would you have employed all your saving tactics. It&#039;s great that you can get free audio equip. gently used...but if you can afford it and feel funny about owning something used (may be not audio equip. but perhaps a couch or clothes), why would you not go for it. That does not mean you are not being frugal, since I believe the true definition of frugal is living within your means...and as long as you can accomplish that, you are good. Ramit&#039;s advice is directed more to people who live beyond their means or are not saving enough. If you have already mastered these savings tactics, then I doubt you can save $1k in a month (that&#039;s 60% of $20k/yr on a monthly basis).

That said, your tips are much appreciated, but please take into account the applicability of these tips. I may be wrong, but I doubt many people on this forum would actually swap clothes with friends that they hang out with (unless they had to do it out of necessity). 

Now, I&#039;m Indian...so saving is in our blood (we call it &quot;being smart&quot;....Russell Peters anyone?). However, it always involves giving something up...which is why I like articles on increasing income rather than saving. The limiting quantity is not money, it&#039;s time. You can spend it saving or spend it earning....the trick is to walk that fine line between the two to let you get the most bang for the &quot;hour.&quot;</description>
		<content:encoded><![CDATA[<p>wow&#8230;Nikki you are right and props for surviving on that income. I do agree that a lot of Americans don&#8217;t save much, but let me ask you this: you did all that on a $20k salary because you had to. If you lived on $60k/year in LA, would you have employed all your saving tactics. It&#8217;s great that you can get free audio equip. gently used&#8230;but if you can afford it and feel funny about owning something used (may be not audio equip. but perhaps a couch or clothes), why would you not go for it. That does not mean you are not being frugal, since I believe the true definition of frugal is living within your means&#8230;and as long as you can accomplish that, you are good. Ramit&#8217;s advice is directed more to people who live beyond their means or are not saving enough. If you have already mastered these savings tactics, then I doubt you can save $1k in a month (that&#8217;s 60% of $20k/yr on a monthly basis).</p>
<p>That said, your tips are much appreciated, but please take into account the applicability of these tips. I may be wrong, but I doubt many people on this forum would actually swap clothes with friends that they hang out with (unless they had to do it out of necessity). </p>
<p>Now, I&#8217;m Indian&#8230;so saving is in our blood (we call it &#8220;being smart&#8221;&#8230;.Russell Peters anyone?). However, it always involves giving something up&#8230;which is why I like articles on increasing income rather than saving. The limiting quantity is not money, it&#8217;s time. You can spend it saving or spend it earning&#8230;.the trick is to walk that fine line between the two to let you get the most bang for the &#8220;hour.&#8221;</p>
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