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	<title>Comments on: Things I hate spending money on</title>
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	<description>Personal finance blog for college students, recent graduates and everyone else -- including entrepreneurship -- for getting rich. Featured in the Wall Street Journal and New York Times.</description>
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		<title>By: Robyn</title>
		<link>http://www.iwillteachyoutoberich.com/blog/things-i-hate-spending-money-on/#comment-103800</link>
		<dc:creator>Robyn</dc:creator>
		<pubDate>Tue, 21 Jul 2009 04:54:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.iwillteachyoutoberich.com/blog/things-i-hate-spending-money-on#comment-103800</guid>
		<description>1. Shampoo, tooth paste, anything personal hygine. Its a waste, but in todays modern world, we need it. Cavemen lived with out, I wish we could and then spend money on more important things. Like schooling and health care.
2. Clothing. Its expensive as hell.
3. Yoga classes. SO EXPENSIVE!! 99 A MONTH?! COME ON!!!!!
4. I hate flat out using my parents money. But they don&#039;t want me getting a job because they want me to study. Uggghhhh. It makes me feel SO guilty!!!!!!!!!
5. Gas. Ugh.
6. Expensive things like games and cameras and all that. I don&#039;t get games or anything. I got a camera as a birthday gift.
7. Magazines.
8. Phone bill. Texting ugh.</description>
		<content:encoded><![CDATA[<p>1. Shampoo, tooth paste, anything personal hygine. Its a waste, but in todays modern world, we need it. Cavemen lived with out, I wish we could and then spend money on more important things. Like schooling and health care.</p>
<p>2. Clothing. Its expensive as hell.</p>
<p>3. Yoga classes. SO EXPENSIVE!! 99 A MONTH?! COME ON!!!!!</p>
<p>4. I hate flat out using my parents money. But they don&#8217;t want me getting a job because they want me to study. Uggghhhh. It makes me feel SO guilty!!!!!!!!!</p>
<p>5. Gas. Ugh.</p>
<p>6. Expensive things like games and cameras and all that. I don&#8217;t get games or anything. I got a camera as a birthday gift. </p>
<p>7. Magazines.</p>
<p>8. Phone bill. Texting ugh.</p>
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		<title>By: FDJustin</title>
		<link>http://www.iwillteachyoutoberich.com/blog/things-i-hate-spending-money-on/#comment-103522</link>
		<dc:creator>FDJustin</dc:creator>
		<pubDate>Fri, 17 Jul 2009 05:35:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.iwillteachyoutoberich.com/blog/things-i-hate-spending-money-on#comment-103522</guid>
		<description>I half agree with the ATM withdraw cost, half disagree.  I agree with the ATM owner being allowed to charge you a small fee for using their machine, as they have to pay for the electricity, cost of the machine, and usually a charge to the bank each time.  It would be fair for them to make a small profit off this.
However... Never should your bank be able to charge you for it. This is why it&#039;s a $3 charge instead of a $1.50.  (Or around here, $2.50 some especially gougy ATM machines that can&#039;t even tell you how much is left in your account.)</description>
		<content:encoded><![CDATA[<p>I half agree with the ATM withdraw cost, half disagree.  I agree with the ATM owner being allowed to charge you a small fee for using their machine, as they have to pay for the electricity, cost of the machine, and usually a charge to the bank each time.  It would be fair for them to make a small profit off this.</p>
<p>However&#8230; Never should your bank be able to charge you for it. This is why it&#8217;s a $3 charge instead of a $1.50.  (Or around here, $2.50 some especially gougy ATM machines that can&#8217;t even tell you how much is left in your account.)</p>
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		<title>By: Dry cleaners sydney</title>
		<link>http://www.iwillteachyoutoberich.com/blog/things-i-hate-spending-money-on/#comment-96960</link>
		<dc:creator>Dry cleaners sydney</dc:creator>
		<pubDate>Sat, 02 May 2009 16:32:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.iwillteachyoutoberich.com/blog/things-i-hate-spending-money-on#comment-96960</guid>
		<description>Well, I am a dry cleaner. So feel free to ask me any dry cleaning related questions you have through our online enquiry form.</description>
		<content:encoded><![CDATA[<p>Well, I am a dry cleaner. So feel free to ask me any dry cleaning related questions you have through our online enquiry form.</p>
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		<title>By: Dan</title>
		<link>http://www.iwillteachyoutoberich.com/blog/things-i-hate-spending-money-on/#comment-89409</link>
		<dc:creator>Dan</dc:creator>
		<pubDate>Tue, 17 Feb 2009 17:37:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.iwillteachyoutoberich.com/blog/things-i-hate-spending-money-on#comment-89409</guid>
		<description>In the coming moths you will see that pay television services will become more and more aggressive in their marketing.  The reason for this is that the DTV transition will make &quot;basic cable&quot; obsolete in many markets.  An example is that in metro Denver there are 20 broadcast stations that can broadcast 1 HDTV and 2 SDTV channels.  In other words there is the potential for 20 HDTV channels and 40 SDTV channels.  Since picture quality is better for DTV than analog cable, why pay for what you can get for free?  Pay services will be forced to provide more channels and secondary services (like phone and internet) for less money.</description>
		<content:encoded><![CDATA[<p>In the coming moths you will see that pay television services will become more and more aggressive in their marketing.  The reason for this is that the DTV transition will make &#8220;basic cable&#8221; obsolete in many markets.  An example is that in metro Denver there are 20 broadcast stations that can broadcast 1 HDTV and 2 SDTV channels.  In other words there is the potential for 20 HDTV channels and 40 SDTV channels.  Since picture quality is better for DTV than analog cable, why pay for what you can get for free?  Pay services will be forced to provide more channels and secondary services (like phone and internet) for less money.</p>
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		<title>By: Jae Kim</title>
		<link>http://www.iwillteachyoutoberich.com/blog/things-i-hate-spending-money-on/#comment-65979</link>
		<dc:creator>Jae Kim</dc:creator>
		<pubDate>Wed, 09 Jul 2008 22:26:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.iwillteachyoutoberich.com/blog/things-i-hate-spending-money-on#comment-65979</guid>
		<description>Well it&#039;s your lucky day because my parents own a dry cleaners and I know how the dry clean process works!
I know it seems so expensive for you to get your clothes dry cleaned, but if you knew all the environment fees, cost of PERC, it&#039;s the chemical that is mostly used by dry cleaners and now they are changing to wet cleaning and some other form of chemical cleaning and as the price of gas goes up, so does the PERC, pay for the employees&#039; labor, takes time to dry clean, not to mention natural gas to run the dry cleaner plant, increase in cost of overhead such as hangers, plastic bag to put over cleaned and press clothes..and so much more.. What I am trying to say is yeah some dry cleaners are more expensive than others but you would be better off dry cleaning your clothes than being the actual owner of a dry cleaners.
No, you don&#039;t HAVE to dry clean your clothes, just read the label before you decide to dry clean it or not and if you don&#039;t have time to clean your clothes and press them, leaving your clothes at the dry cleaners will save you time and money.</description>
		<content:encoded><![CDATA[<p>Well it&#8217;s your lucky day because my parents own a dry cleaners and I know how the dry clean process works!<br />
I know it seems so expensive for you to get your clothes dry cleaned, but if you knew all the environment fees, cost of PERC, it&#8217;s the chemical that is mostly used by dry cleaners and now they are changing to wet cleaning and some other form of chemical cleaning and as the price of gas goes up, so does the PERC, pay for the employees&#8217; labor, takes time to dry clean, not to mention natural gas to run the dry cleaner plant, increase in cost of overhead such as hangers, plastic bag to put over cleaned and press clothes..and so much more.. What I am trying to say is yeah some dry cleaners are more expensive than others but you would be better off dry cleaning your clothes than being the actual owner of a dry cleaners.<br />
No, you don&#8217;t HAVE to dry clean your clothes, just read the label before you decide to dry clean it or not and if you don&#8217;t have time to clean your clothes and press them, leaving your clothes at the dry cleaners will save you time and money.</p>
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		<title>By: Amit</title>
		<link>http://www.iwillteachyoutoberich.com/blog/things-i-hate-spending-money-on/#comment-63763</link>
		<dc:creator>Amit</dc:creator>
		<pubDate>Mon, 09 Jun 2008 04:33:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.iwillteachyoutoberich.com/blog/things-i-hate-spending-money-on#comment-63763</guid>
		<description>Here is a nominal idea, why don&#039;t people just use online TV&#039;s like with ABC or some of these other major cable networks that are putting stuff online for people to view.  I consolidated all of my digital cable and internet to 0 since I am able to use stray wireless signals in my apartment complex to access the Internet.  With the conception of Bittorrent, I am able to find most everything I need, including a free version of Quicken for Personal Financing and some of the movies that I wanted to see.
Some of the shit I do hate paying for - no particular order:
1. Doctor&#039;s &quot;No Show&quot; fees.  Shit happens and sometimes patients aren&#039;t able to make it.  Most of these doctors don&#039;t give a damn if their patients like or die, so why the hell should they care if they are going to be in or not.  The asshole doctor I go, ironically having my same last name: Patel, didn&#039;t get to me until 2.5 HOURS LATER than my arranged appointment.  So what should have been a 3:00 PM appointment, ended up being a 6:00 PM appointment.  It wasn&#039;t even as if he had that many patients because I kept a look out for the number of patients coming out of his office.
2. Exuberant shipping and &quot;handling&quot; charges on online products when obviously there is absolutely no handling involved since the box is torn up and you pray that the contents of the package are in one shape.
3. EXUBERANT AND OVER-THE-HILL interest rates for my student loans.  Thank heavens the interest is in deferment since I am in grad school and having the tuition paid for by my company.  In 2 months, I AM COMPLETELY DEBT FREE!!!
As for groceries, I have to agree with the organic food counter-argument.  I agree that getting some of the prepared organic stuff is probably no different than regular prepacked stuff, but the produce is VERY noticeably different.
As time goes on, my list of shit that I hate to spend money on will eventually increase to probably encompass all the things I spend money on, except money spent on providing for my parents.</description>
		<content:encoded><![CDATA[<p>Here is a nominal idea, why don&#8217;t people just use online TV&#8217;s like with ABC or some of these other major cable networks that are putting stuff online for people to view.  I consolidated all of my digital cable and internet to 0 since I am able to use stray wireless signals in my apartment complex to access the Internet.  With the conception of Bittorrent, I am able to find most everything I need, including a free version of Quicken for Personal Financing and some of the movies that I wanted to see. </p>
<p>Some of the shit I do hate paying for &#8211; no particular order:</p>
<p>1. Doctor&#8217;s &#8220;No Show&#8221; fees.  Shit happens and sometimes patients aren&#8217;t able to make it.  Most of these doctors don&#8217;t give a damn if their patients like or die, so why the hell should they care if they are going to be in or not.  The asshole doctor I go, ironically having my same last name: Patel, didn&#8217;t get to me until 2.5 HOURS LATER than my arranged appointment.  So what should have been a 3:00 PM appointment, ended up being a 6:00 PM appointment.  It wasn&#8217;t even as if he had that many patients because I kept a look out for the number of patients coming out of his office. </p>
<p>2. Exuberant shipping and &#8220;handling&#8221; charges on online products when obviously there is absolutely no handling involved since the box is torn up and you pray that the contents of the package are in one shape.</p>
<p>3. EXUBERANT AND OVER-THE-HILL interest rates for my student loans.  Thank heavens the interest is in deferment since I am in grad school and having the tuition paid for by my company.  In 2 months, I AM COMPLETELY DEBT FREE!!!  </p>
<p>As for groceries, I have to agree with the organic food counter-argument.  I agree that getting some of the prepared organic stuff is probably no different than regular prepacked stuff, but the produce is VERY noticeably different.  </p>
<p>As time goes on, my list of shit that I hate to spend money on will eventually increase to probably encompass all the things I spend money on, except money spent on providing for my parents.</p>
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		<title>By: MGJ</title>
		<link>http://www.iwillteachyoutoberich.com/blog/things-i-hate-spending-money-on/#comment-50446</link>
		<dc:creator>MGJ</dc:creator>
		<pubDate>Fri, 01 Feb 2008 22:47:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.iwillteachyoutoberich.com/blog/things-i-hate-spending-money-on#comment-50446</guid>
		<description>1) Credit Card vending machines, a $1.25 coke (20oz) came to a total cost of $7. So I was charged $5.75 just to use the machine?!
2) ATM machines, you have to pay to get YOUR money.
3) $3 for bottled water, its not even PURE, most are just filter tap water.
4)Ebay listing prices+$20 monthly seller&#039;s fee.......even if you havent sold anything that month.
5)Cable/Internet- They charge $85 for basic cable and high speed internet, not to mention that it is still SLOW (time warner) compared to the rest of the world. But it&#039;s not like you have many choices.
6)Gas, why is a gallon $3 where I live and $2.70 across town?
7)Xbox 360 Live account (for my kids): Why is microsoft charging me money? I am afterall using MY internet(time warner), it is not like Microsoft is actually providing a service here. Guess Bill Gates needs more money?</description>
		<content:encoded><![CDATA[<p>1) Credit Card vending machines, a $1.25 coke (20oz) came to a total cost of $7. So I was charged $5.75 just to use the machine?!<br />
2) ATM machines, you have to pay to get YOUR money.<br />
3) $3 for bottled water, its not even PURE, most are just filter tap water.<br />
4)Ebay listing prices+$20 monthly seller&#8217;s fee&#8230;&#8230;.even if you havent sold anything that month.<br />
5)Cable/Internet- They charge $85 for basic cable and high speed internet, not to mention that it is still SLOW (time warner) compared to the rest of the world. But it&#8217;s not like you have many choices.<br />
6)Gas, why is a gallon $3 where I live and $2.70 across town?<br />
7)Xbox 360 Live account (for my kids): Why is microsoft charging me money? I am afterall using MY internet(time warner), it is not like Microsoft is actually providing a service here. Guess Bill Gates needs more money?</p>
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		<title>By: dreamsareality</title>
		<link>http://www.iwillteachyoutoberich.com/blog/things-i-hate-spending-money-on/#comment-41630</link>
		<dc:creator>dreamsareality</dc:creator>
		<pubDate>Fri, 23 Nov 2007 16:47:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.iwillteachyoutoberich.com/blog/things-i-hate-spending-money-on#comment-41630</guid>
		<description>I hate paying $8.50 for a &#039;super-spud&#039; at a restaraunt, do you know how many pounds of potatoes I could buy at the grocery!  Highway robbery!  There oughta be a law!!  :D</description>
		<content:encoded><![CDATA[<p>I hate paying $8.50 for a &#8216;super-spud&#8217; at a restaraunt, do you know how many pounds of potatoes I could buy at the grocery!  Highway robbery!  There oughta be a law!!  <img src='http://iwt.wpengine.netdna-cdn.com/wp-includes/images/smilies/icon_biggrin.gif' alt=':D' class='wp-smiley' /> </p>
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		<title>By: Carito</title>
		<link>http://www.iwillteachyoutoberich.com/blog/things-i-hate-spending-money-on/#comment-40205</link>
		<dc:creator>Carito</dc:creator>
		<pubDate>Fri, 09 Nov 2007 19:32:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.iwillteachyoutoberich.com/blog/things-i-hate-spending-money-on#comment-40205</guid>
		<description>-School Pictures
-DMV tickets ouchh!
-Pedicures and Manicures!! I love them but too expensive in this country!!  Maybe I shouldn&#039;t compare...but I have to</description>
		<content:encoded><![CDATA[<p>-School Pictures<br />
-DMV tickets ouchh!<br />
-Pedicures and Manicures!! I love them but too expensive in this country!!  Maybe I shouldn&#8217;t compare&#8230;but I have to</p>
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		<title>By: joe</title>
		<link>http://www.iwillteachyoutoberich.com/blog/things-i-hate-spending-money-on/#comment-34347</link>
		<dc:creator>joe</dc:creator>
		<pubDate>Wed, 26 Sep 2007 17:05:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.iwillteachyoutoberich.com/blog/things-i-hate-spending-money-on#comment-34347</guid>
		<description>So about the organic groceries... You said &quot;normal carrots&quot;.  Normal carrots ARE organic carrots because they are grown as they have been since the beggining of carrots thousands of years ago.  Its only since the 1920&#039;s that non-organic foods came into play.  They decided to spray them with an insane amount of chemicals that are cancer causing, so bugs wouldnt eat some of their profit.  So by saying &quot;normal&quot;, organic is normal, its the way nature, or god, or natural design intended them to be.  It has been proven, that organic produce (because of lack of chemicals harmful to any human) drastically prove immune strength, and reduces illness and restores ph balance.</description>
		<content:encoded><![CDATA[<p>So about the organic groceries&#8230; You said &#8220;normal carrots&#8221;.  Normal carrots ARE organic carrots because they are grown as they have been since the beggining of carrots thousands of years ago.  Its only since the 1920&#8242;s that non-organic foods came into play.  They decided to spray them with an insane amount of chemicals that are cancer causing, so bugs wouldnt eat some of their profit.  So by saying &#8220;normal&#8221;, organic is normal, its the way nature, or god, or natural design intended them to be.  It has been proven, that organic produce (because of lack of chemicals harmful to any human) drastically prove immune strength, and reduces illness and restores ph balance.</p>
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