I’m happy to host the Carnival of Personal Finance this week. To remind you, this is where we collect the best of personal-finance articles from around the Internet (read more about it here). Check out all the great articles below by bloggers, journalists, and others! Thanks to everyone for submitting entries.
Phil Town is totally write about our unhealthy obsession with being (overly) financially conservative in Safety Net Nation. Nice job.
Here’s an oldie but goodie from FiveCentNickel: Dave Ramsey is Bad at Math. See why nickel thinks Ramsey (a personal-finance radio host, etc) is just plain wrong about paying off debt.
You can retire without Social Security! This is a great, comprehensive article that points out how taking small steps today can make you financially secure for the rest of your life.
Investing: Roth 401k or Traditional 401k? Enough said!
Ryan Williams announces the NetworthIQ blog (NetworthIQ is the “first social personal finance tool”). Check out the introductory article.
A nice overview of some issues surrounding property taxes. Thanks to Flexo from FiveAndTwenty for this.
Jim from Bargaineering.com points out an article on Morningstar’s investing courses that help shape your financial knowledge.
Did you ever wonder how much you pay in gas taxes every year? After Washington state hiked their gas taxes to be the third highest in the U.S., Ironman at Political Calculations built a tool to find out just how much was going out of pocket! Very cool.
What’s dollar-cost averaging and why is it good? Jeff from RoadToRich.com writes about it in (I love the title) Make your market timing friends feel like crap.
The Happy Capitalist writes about why privacy policies are not all created equal.
Dan Melson writes about a bunch of tax-related issues you should know about in his article, On the Demise of Estate Tax.
JLP from AllThingsFinancial takes a complicated topic and makes it as easy as possible. Check it out: How to Calculate Present Value of an Annuity.
What do you do if you see something you really want? FMF from FreeMoneyFinance suggests the two-day rule.
Something that made me think: “An interesting observation I recently made was that the graph of the US average earnings is a straight line on a linear (non-logarithmic) graph!! This indicates that the wage growth is slowing in US!!!” See the US Average Hourly Earnings Chart.
Jon at Smart Money Daily writes about the surprising lessons he learned playing Cashflow.
Wayne Hurlbert says podcasts are great marketing for books.
And to wrap it up, a nice WSJ article about some personal-finance bloggers you know! (Registration required.)
Check out the schedule for past/future carnivals of personal finance!