Tell us how you think about money — I’ll post results next week

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When I started the series on women and personal finance, Kimble wrote, “I am a little skeptical that this is a series being done by someone who is an outside observer to the female-personal-finance realm.” She encouraged me to use data instead of making it up, so today I’m running her survey on the site.

Please take a couple minutes to answer this survey on how you think about money. I’ll post the results next week. **RSS readers, please click here.

Note: This survey is now closed.

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  1. Thank you Ramit! That was a lot of fun.

  2. Hi, Ramit.

    Just filled out your survey. They call me a Grammar Nazi – but there were SO many spelling mistakes in the survey!!!

  3. I just waded through the whole survey and then there was NO button to submit it. Waste of time!

  4. Huh? It’s right at the bottom of the survey. Do you not see it? (If not, can you send me a screenshot?)

  5. Hi Kate-
    Sorry about the spelling mistakes. I went through the survey and changed the three that I could find. Spelling is obviously not my strong point; maybe I should be prioritizing education for myself a little higher. Thanks for the feedback!
    -Kimble

  6. If you make the font size in your browser smaller, the Submit button should appear. At first I didn’t see it either.

  7. Can’t wait to see the results!

  8. Firefox froze up on me, as it does occasionally, so I tried IE and there was no button. My PC is RAM-challenged and I think that’s why it’s gagging a lot.

  9. We just coasted thru life stuck in mediocracy and didn’t even know it until we tried to start a business. We couldn’t get the loan we wanted because our credit score was not high enough and we had to much debit.

    So it turned out to be a real challenge at first trying to start a business, juggle our finances on one salary, and having young kids. Since I started reading your blog it has opened my eyes on how our family can erase our debit.

    These are a couple of principals we used to really turned things around for us over the last seven months.

    The first principle we used was to draw up a plan to erase our debit without turning short term debit into long term debit (i.e. home equity loan).

    The second principle we did was get SERIOUS about our GOALS of becoming debit free and POST OUR GOALS ON THE REFRIGERATOR. That way we would see our goals daily and make sure we took some positive action daily to make them a reality.

    The last principle we took advantage of was HUGE, and that was to set up direct debit with our creditors.

    This did two things: First, it allowed us to negotiate a lower interest rate because it was direct debit from our checking account each month.

    Second, it allowed us to stop worrying about our loans, and credit card payments and concentrate on building our net worth and enjoying our lives to the max.

    This eliminated fights over money because we both worked on our goals daily which where posted on the refrigerator for everyone to see.

    So we knew exactly what we could and could not do with our money.

    Ramit your awesome, you have given us some phenomenal advise and I just wanted to share what I have learned from you.

    Happy to be in your service
    Tillman

  10. That was fun, and moved pretty quickly.

  11. No submit button using Mac firefox 2.006 with Mac OS 10.4.10

  12. My submission is not completely accurate. I am neither a male or female.

    I am…

    FREAKING AWESOME. =D

  13. To provide some techical feedback: Using Firefox 2.0.0.6 in Windows XP I had no problem submitting the form.

  14. Hello! Well I’m certainly curious to see the results…but I have a feeling I know what the results will indicate…but I’m curious to see if I will be surprised.

    ~Raymond

  15. I included my comments below in the survey, but thought I’d share them in the comments section too:

    The “Perceptions” section of the survey is too vague. For instance, the pay of women vs men is generally different (in my opinion), but the level of variance depends on the job category and type of work. Similarly, women are expected to buy clothes, purses, and makeup to the extent that men are expected to buy clothes, wallets, and shaving supplies to keep ourselves tidy. There’s a baseline level of acceptable expectaction from society, but above and beyond that, I think that some women choose to buy too many clothes, purses, and makeup supplies that are unnecessary or too expensive in relation to their personal income – just as my brother-in-law chooses to shop at Brooks Brothers for just about everything even though he and my sis are basically living off of a teacher’s salary. Seems to me that some of these questions are biased towards “forcing” a certain answer.

    Women have a hard time saying no? I had to laugh. If I had a dime for everytime a woman told me no, I’d be an independently wealthy advisor for “iwillteachyoutoberich.com”.

  16. I have no idea if my survey went through (“IE cannot display this webpage” came up after I tried to submit), so I wanted to second mike c’s comments. People’s answers to that last section are going to be strongly correlated with their social status/area of work/culture, and I don’t think I would feel comfortable trusting your data without these kinds of things being taken into account.

    I also did not understand the question about women having a harder time saying no. Saying no to what? Salespeople?

  17. I interpreted the question roughly as, “Do you think women have a harder time saying no to a sales pitch for an inferior investment product?” There are excellent investments being offered, good investments, not-so-good investments (with a hefty commission for the person selling it), and atrocious investments. Some people believe that women are generally less knowledgable about investments, and therefore might be more susceptible to a good pitch for a bad investment.

  18. I was really glad to see the question about pressure on women to buy accessories and nicer clothes. My work just changed the dress code from casual to business casual and all the women are lamenting the increase in cost for shoes, skirts, panthose. Try as we might, we simply cannot get away with slacks and a white polo every day. I really do believe there is pressure for women to spend a sizeable chunk of of their salary on clothes that can easily add up to 50-100k over a lifetime. (seriously, even if you’re not buying the $500 shoes, panythose cost $5-10 a pop and can only be worn half a dozen times, bras must be coordinated by shape and color with blouses lest we’re accused of dressing provocatively.) anyway, you get the idea. thanks for the great survey!

  19. Despite whether social progress we’ve made, at the base of it all, men and women are still different and we have different perceptions, expectations, and socially mandated responsibilities. We all fall prey to social pressures and traditional notions of roles and interests.

    I expect the results to show the stereotypical norms. There’s nothing particularly wrong with that…we just all perceive things differently. I’m sure there are some feminists that will disagree with me at this point….
    -Raymond (MONEY BLUE BOOK)

  20. [...] have a favor to ask: I want to present the data from last week’s survey, but Wufoo doesn’t make it easy. I have over 1,200 records in Excel. If anyone has Excel foo [...]