Comments on: Topics you want me to write about?

By: Aaron Steinberg

Aaron Steinberg — Thu, 09 Jul 2009 21:22:14 +0000

I would love if you could write about saving for children. I’m in the age bracket of your audience, but I am married and thinking about children a few years (or less) down the road.

Thanks!

By: TC

TC — Fri, 05 Jun 2009 07:56:53 +0000

I’ve read your thoughts on how to automate savings and pay your bills, but the biggest break down for me (and most people) is how much to constrain spending/budget on for committed expenses (mortgage, car payments, etc) and discretionary spending. I’ve been a long time follower of the “60% solution” which says that no more than 60% of your expenses shoudl be on committed expenses. Remaining 40% is broken out equally across retirment (401k), short term savings, long term savings, and discretionary/fun.

So rather than go over excrutiating detail on each category of spending, you really only have a few different buckets. I find this simplicity nice.

I would love to see you write about the how this system compares to yours, and how your system would mesh well with this one (if you think it’s a good one).

By: Vickie

Vickie — Tue, 26 May 2009 04:00:33 +0000

I would like to know how safe it would be to outsource(a la Tim Ferriss) setting up the automation of finances that you made the video about. Is that too much personal info to share with a VA? Give ideas on how you use outsourcing to free up your time.

By: Ekong Caruncho

Ekong Caruncho — Tue, 26 May 2009 01:46:35 +0000

Your thoughts on collecting stuff. You love pens right? How ’bout people like me who collect toys? It’s a very expensive hobby, but it gives me joy that I spend time cleaning it and stuff.

By: Ideen Solhtalab

Ideen Solhtalab — Wed, 20 May 2009 21:14:51 +0000

Money market funds vs. savings accounts. I understand that index funds and target date funds are the way to go. But for the cash that must remain easily accessible, what’s better — MMFs or savings?

By: Kam

Kam — Wed, 20 May 2009 20:53:59 +0000

More articles on entrepreneurship and overcoming barriers to becoming an entrepreneur would be great. I’d love your no-nonsense approach to starting businesses/encouraging entrepreneurship – your articles are great at motivating me to be financially savvy, so it would be ideal if you could capture that for encouraging people to be more innovative and start small/large/online businesses.

By: dream

dream — Wed, 20 May 2009 06:04:56 +0000

have you seen this? http://www.projectmojavesite.com/freedom/the-main-purpose-of-project-mojave-pm/ Maybe it’s just me but I see a lot more amatuerish hype and MLM than real opportunity there.

By: Charles

Charles — Wed, 20 May 2009 04:42:35 +0000

How will the new credit card laws effect everyone (especially me!!)) Last mont I opened a secured credit card to pay my bills (I pay it off every month), but in 6 months to a year I want to turn it into a real credit card to use to get more flier miles!

By: Rubes

Rubes — Tue, 19 May 2009 16:05:11 +0000

Can you write about IRS and how to keep more of your income? Also, are those companys that say they will settle your IRS debt for real?

By: Jessica

Jessica — Mon, 18 May 2009 21:40:02 +0000

I did a search on your site for things regarding college debts and can’t find anything. Would you care to share some insight on college debts? As someone straight out of school in the middle of a time when no one is going to give good loan rates, I don’t know how to deal with paying off my tuition without dealing with insane interest rates.