Some cool stuff I just read

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Best practices for time travelers — How to convince people you’re a time traveler. The points are eerily similar to what some pundits on TV do.

Cold Call That Person Now — Who Knows What Could Happen — Ben tells you to just do it.

Advice to All You Graduates: Let’s Start With That Daily Latte… A well-written but typical article by the NYTimes that urges young people to cook at home, stop buying Starbucks, and pay yourself first. The advice is good, but it reminds me of just about every other personal-finance article I’ve seen, and I wonder how many people will actually change their behavior because of it.

Hugh’s lunch savings calculator — Find out how much eating out is costing you. Also see my previous article on this, Cook at home, you lazy bastard.

What if we weren’t so private about our personal financial lives? — I’m not sure how I feel about this. It sounds great in theory but makes me uncomfortable when I think about actually doing it. I’m not sure what I take away from this.

43% of first-time home buyers put no money down — This seems like a bad idea.

Probably the coolest pictures I have ever seen — See also part 2. This has nothing to do with personal finance, but I think they’re cool.

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  1. Lol, I was just thinking about this post last week. I figured it was supposed to be right around now that you’d finally post it.

    Ramit – you were such a character before the second civil war.

  2. I found you through 9rules!

    A lot of microwave meals cost less than a latte. Granted, I say that as an experienced frozen-food eater. Thanks to the free Diet Coke at my office, I spend ~$15/week on lunch at work. That includes an apple or banana every day, too. Since starting my site (, I noticed that I’ve been saving a lot of money by avoiding tasty delis. The downside? Sometimes lunch is a failure and I end up paying twice to eat once.

  3. first 1 commet listed, then I tried to add one, then none, weird.

    I didn’t realize you screened you posts so much. Or that one could be approved then removed.

    Your advise should be able to take the “not even that bad” comments that were made. Do they all have to be gushing approval?

  4. i have a proposal. people like to go out for lunch or get a $5 coffee because it feels nice to indulge. may i suggest tea as a very cheap luxury good. if you order on the internet, you can get 1-2 pounds of it for $10-30 depending on the variety. that works out to maybe a dime to a quarter a cup and it tastes great. and it will be infinitely better than the SHIT in grocery stores. i am convinced tea is one of the cheapest luxury goods around.

  5. […] Blog ‘I Will Teach You To Be Rich’ points out an excellent tool – the lunch money calculator. The calculator let you enter in your own estimate for at-home lunch prices, eating out and much more. I found that I saved around $9500 in five years. […]