SF Chronicle does I Will Teach You To Be Rich profile

Ramit Sethi · November 4th, 2007

Welcome new SF Chronicle readers! Please scroll down to see a list of my most popular articles.

The San Francisco Chronicle did an in-depth feature on me and I Will Teach You To Be Rich in today’s paper. Sam Zuckerman, the business reporter who interviewed me, wrote about my motivations, my advice, and where I Will Teach You To Be Rich is going. There’s some stuff in the article that you haven’t seen anywhere else.

Ramit Sethi -- Chronicle

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Ramit Sethi -- "home office" -- Chronicle
Both photo credits: Mike Kepka, SF Chronicle

The article begins like this:

Ramit Sethi is a rising star in the world of personal finance writing. But he doesn’t look like someone you’d rely on for advice about how to handle your money.

At a lunch interview, he showed up in the standard uniform for recent college graduates – jeans, T-shirt, a black hoodie and a four-day growth of beard.

And here is the part my friends are going to make fun of me for:

Sethi’s style is part frat boy and part Silicon Valley geek, with a little bit of San Francisco hipster thrown in. At times, he can be downright juvenile, as when he titled a blog anthology “Ramit’s 2007 Guide to Kicking Ass.”

Read the article here: San Francisco Chronicle: Blogger advises young adults on financial strategies

* * *

First time here?

If you’re visiting from today’s SF Chronicle article on personal finance for young people, welcome.

I’m a recent Stanford grad and this is a blog on personal finance and personal entrepreneurship for college students, recent college grads, and everyone else. (Featured in the Wall Street Journal, New York Times, Boston Globe, US News & World Report Online, etc.)

This blog is me ranting about a few things and trying to get the points across. Getting started is more important than being the smartest person in the room. Making mistakes is ok. Action is more important than reading 50 blogs. Ordinary actions get ordinary results. And there’s a difference between being sexy and being Rich.

Here’s a quick guide to get started:

Some recent popular articles
Conscious Spending: How My Friend Spends $21,000/year Going Out
The $28,000 Question: Why Are We All Hypocrites About Weddings?
Chicken Little and Kooks Who Don’t Know What They’re Talking About
I Hate Indian Network Marketers So Much
Set Smaller Goals: Impress Friends, Get Girls, Lose Weight

Introductory Articles
Why do you want to be rich?
The Best Decision vs. The Financially Smart One
Cheap versus frugal
A big fear I have of this site
2006 Makeover, Step #4: Open your retirement accounts

Chicken Little and Kooks Who Don’t Know What They’re Talking About
An analysis of 1000+ IWillTeachYouToBeRich survey responses– and some new decisions (Best feedback ever)
Dumb: “Don’t invest; you can’t beat the pros”
All about stocks and bonds
All about mutual funds
Read Warren Buffet’s letters

Personal Entrepreneurship
Set smaller goals: impress friends, get girls, lose weight
Barriers are your enemy
I Hate Indian Network Marketers So Much
We love to debate minutiae
Your College is Not a Technical School
On greed and speed
The Myth of the Great Idea

Here are 50 books I recommend
What are we doing on this site?
I bought a tie (I love this post because of how angry the comments are)
Cost vs. value: Why I bought a new car (Sorry guys, but I stand by what I wrote)
Probably one of the best comments this site has ever gotten
Boy am I stupid

Conscious spending: How my friend spends $21,000/year on going out
Here’s how I set up my financial accounts
Letting your parents manage your money is dumb
The Power of Compounding
Time is NOT money–at least, not yours
Cook at home, you lazy bastard
An Ode to Jim Blomo

Full list of articles
The I Will Teach You To Be Rich Table of contents (hundreds of articles)

How to subscribe

And you can always email me. Thanks for reading.

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  1. Chris Yeh

    4-day growth of beard? He obviously underestimates the unstoppable testosterone tidal wave that courses through your veins.

  2. Great coverage by the Chronicle!

    I’m always pleased to see your stuff in my feed reader, and unlike most other things in there, your writing is inspirational or, at the very least, pretty thought provoking, making me examine my own lifestyle and the ways in which I’m willing to revise it to make my life happier. Love this site for its organization (very well designed and user friendly) and advice tailored to college students (senior!) like me.

    Anyway, cool to see a picture of you in your own apt – it’s surprisingly chic for a self-professed nerd like you :o). Looks like the doings of a gf ; ).

  3. Awesome blog, Ramit, but what about us 30-somethings, who were too busy partying, spending, and wasting? Not only is your site not women friendly, but what about the 30+ crowd? You know they say, 40 is the new 30, so we are desperately trying to catch up financially with the saavier 20-somethings.

  4. Ed Hebert

    What a great story It makes my heart proud as a 73 year old lifelong San Francisco entrepreneur. Being on the net is fun, great, and I dream of the wonderful opportunites out there. This generation has the “world as their oyster” Give me 25 more years I’m having a ball! Ed H

  5. awesome article.

    and a damn sexy picture.

  6. Awesome stuff Ramit! Keep doin watcha doin *pops your collar*

  7. How did you feel getting this press? How’s the book coming along?

  8. I’m not sure if I agree with Zuckerman when he says that

    “Whether he intends to or not, Sethi seems to write his blog not so much for young adults barely able to scrape by as for a much more privileged group that has the luxury of both funding their 401(k)s and living at least a little large. ”

    Advice such as “spend less than you earn” and “practice conscious spending” applies whatever your income bracket. I am a recent MA grad in philosophy, and in no way do I have a six-figure salary. But on the strength of your advice, I have started tracking my spending habits, opened a high-interest bank account, and started investing in my retirement by buying index funds through my bank’s online discount brokerage.

    I’m just 23, so I won’t know if any of these decisions will payoff for some time. However, after implementing some of the ideas from your blog I feel much better about my financial situation.

  9. I really like your apartment. Do you have any more photos of it?

  10. this is a great article. but i just kept getting distracted because ramit’s so hot. 😉

  11. @DK — How is Ramit’s site not women friendly? I’m sure he’d love info on how to make it more so, given his recent series of articles on women/gender and personal finance, and his discussed hope to increase the percentage of women who read this site.

  12. The first thing that I noticed (and everyone can take a page from Ramit here) is that Ramit DOES NOT have a bunch of useless crap all over his house! He doesn’t waste money on this junk (or did you just hide it all for the interview?)! Everything in his house in the photo has a useful function.

  13. Moneymonk

    I think 10 minutes before the intereview, he cleaned his house and threw everything in the closet 🙂

  14. I really enjoy this site and have definitely benefited from all the good advice, but I feel like it’s suffered a bit from all these ‘meta’ articles (“welcome to iwillteachyoutoberich. Here’s a newspaper article about iwillteachyoutoberich”), complete with the exact same guide to all the most popular articles over and over again. A good site lives or dies by the quality of its content, so please stop trying to convince me why I should read your stuff. I’m already here reading it.

  15. novareinvestor

    your cute! Ok, time to go and read the post…

  16. Pamela Slim

    Well done Ramit!

    Growing up in the Bay Area as we both did, a feature in the Chron is a very cool thing. The WSJ and NY Times features were of course noteworthy, but the Chron is a just down-home thing to make your parents proud.

    I continue to applaud your very strong voice in an area that is totally critical to the future of our world society. If young folks don’t get a handle on their money, not only will the economy be more shaky than it is now, but there will be millions more people hating their jobs, working for a paycheck because they are choked and in debt. Good for my blog and yours, bad for stability and prosperity!

    Keep up the great work, get some sleep, and know that I am squarely in your corner, cheering you on.


  17. All you need now is some jewelry for your furniture .

  18. S. Bruce

    Working in the bedroom is bad feng shui, but you have convinced me to reconsider…

  19. Congrats, Ramit! Great to see you getting (more) good press. I’m pretty squarely in your target demographic, and reading your blog over the last year or so has certainly helped me to make some slow but definite changes in how I approach my money. I was pleased that I could run through the checklist at the end of the article and answer “yes” or “mostly yes” to every single one! I couldn’t have said that a year ago. (And yes, I’ve succeed in ditching Amerprise!)